SMBC Group · 8 hours ago
Credit Risk Modeling & Database Manager - Vice President
New York, NY
Full-time
Hybrid
Mid Level
2+ years expSMBC Group is a top-tier global financial group offering a diverse range of financial services. They are seeking a Credit Risk Modeling & Database Manager to oversee credit risk models, analyze complex data sets, and ensure compliance with regulatory standards while collaborating with various departments.
AdviceBankingFinancial Services
Responsibilities
Monitoring and managing SMFL credit models and adhere to the Model Risk Management Policy of SMBC and SR 11-7 Fed Guidance
Analyzing complex data sets to identify patterns and trends- Development data vs Actual data
Presenting findings to stakeholders and making recommendations based on the data
Monitoring and validating model performance and updating models as needed and preparing Model Monitoring reports in collaboration with SMFL HQ
Staying current with economic conditions and regulatory changes that may impact risk models
Collaborating with other departments, such as Finance and Operations, to understand the company’s risk exposure
Documenting all processes and methodologies used in risk modeling for transparency and future reference
Providing training and guidance to other team members on risk modeling techniques and strategies
Ensuring compliance with all industry regulations and standards for risk modeling
Monitor the gradings process such as internal Risk rating /JP and US Reg classification ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines and ensure data integrity in the credit systems
Manage database for model monitoring purposes specifically for G grade model and if required for QDM scorecard
Prepare and present updates on Portfolio Reviews to business management and Risk when requested and support the portfolio analysis trends and reporting and analytics
Participate in new credit products approval and grading methodologies at the beginning. E.g., Structured finance leases, Synthetic Leases etc
Work with Internal Control in managing and monitoring the Model Risk Management and Risk Appetite metrics for Credit and escalating the breachers to Senior Management
Participate in Policy and Procedure updates related to Credit Risk Models and grading and amendment annually and approval process
Develops close working partnerships with the Leasing sales team, operations and other internal company staff to ensure open communication channels are available to handle issues associated with data-driven requests. Responds to calls and requests for information from the team
Able to design databases that are efficient, reliable, and scalable. Should be capable of logical and physical design of databases and be able to implement best practices in different database architectures. Should be able to perform data analysis and inform decision-making based on data interpretation and visualization. Should be proficient in using database languages such as vb.NET. SQL, Oracle, and C# MongoDB
Comply with SMFL internal control standards and SMBC compliance at all times
Develop Credit Scoring Models using advancements in technology, machine learning algorithms in credit scoring
Bring initiative in AI technology to current SMFL database structures to make process efficiencies
Carry out any other duties that management assigned in addition to what is allocated above
Qualification
Required
Bachelor's degree in quantitative fields such as Mathematics, Statistics, or Computer Science
Experience with machine learning algorithms and techniques
Proficiency in programming languages like vb.NET, SQL, C#, R or SAS
Strong understanding of financial markets and investment principles
Experience with data visualization tools (e.g., Tableau, Power BI)
Excellent problem-solving and analytical skills
Strong communication skills to explain complex models to non-experts
Familiarity with database management
Proven experience in quantitative modeling and data analysis
Strong mathematical and statistical foundation
Ability to work independently and manage multiple projects simultaneously
Attention to detail and a high level of accuracy
Strong organizational skills
Knowledge of data mining and predictive modeling techniques
Two plus years in Financial Sector having Model Risk or Database Management experience
Benefits
Hybrid workforce model
Reasonable accommodations during candidacy for applicants with disabilities
Company
SMBC Group
SMBC Group is a top-tier global financial group.
10001+ employees
H1B Sponsorship
SMBC Group has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (160)
2024 (87)
2023 (73)
2022 (44)
2021 (29)
2020 (26)
Funding
Current Stage
Late StageLeadership Team
Hirofumi Otsuka
Senior Managing Executive Officer & CEO of Americas Division
Juan Kreutz
Head of Structured Finance Solutions and Deputy Head of the Americas
Recent News
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