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Mortgage Processor (Hybrid) jobs in United States
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Georgia United Credit Union · 2 days ago

Mortgage Processor (Hybrid)

Georgia United Credit Union is seeking a Mortgage Processor to support all mortgage loan processing activities. The role involves collecting and verifying information, preparing documents for underwriting, and communicating loan status to involved parties.
BankingCreditFinancial Services

Responsibilities

Provides exceptional member service and acts as liaison to request required documentation from applicants and follow up on missing items
Reviews preliminary documents to determine qualification for portfolio and investor products
Communicates loan program features and benefits to members
Provides members with timely and periodic status updates on their loan application
Orders any necessary information such as appraisal, title, flood certs, verifications, insurance, etc
Reads, understands, and interprets basic real estate contracts and language
Coordinates activities with underwriters, attorneys, real estate agents and members
Reviews information for completeness and accuracy. Clarifies missing or questionable information. Follows up with members on outstanding documents. Ensures that all necessary items are available for underwriting. Tracks development of information to ensure compliance with underwriting guidelines and resolves conditions of underwriting. Compiles documents and enters data into mortgage loan origination system for assessment. Submits loan for final approval
Assures that all member files are complete and in compliance with regulatory agencies and internal policies and investor guidelines
Communicates the status of loans to members and prepares any other miscellaneous correspondence and records as required
Resolves or refers requests and problems promptly and courteously. Answers member loan questions regarding the process of approval
Keeps management informed of area activities and of any significant problems
Stays informed of changes in lending standards, related legal requirements and trends in real estate
Promotes and establishes strong, positive, and productive working relationships within the organization through commitment to the company’s purpose, mission and core values

Qualification

Mortgage loan processingRegulatory complianceReal estate contractsCommunication skillsMember service

Required

Provides exceptional member service and acts as liaison to request required documentation from applicants and follow up on missing items
Reviews preliminary documents to determine qualification for portfolio and investor products
Communicates loan program features and benefits to members
Provides members with timely and periodic status updates on their loan application
Orders any necessary information such as appraisal, title, flood certs, verifications, insurance, etc
Reads, understands, and interprets basic real estate contracts and language
Coordinates activities with underwriters, attorneys, real estate agents and members
Reviews information for completeness and accuracy
Clarifies missing or questionable information
Follows up with members on outstanding documents
Ensures that all necessary items are available for underwriting
Tracks development of information to ensure compliance with underwriting guidelines and resolves conditions of underwriting
Compiles documents and enters data into mortgage loan origination system for assessment
Submits loan for final approval
Assures that all member files are complete and in compliance with regulatory agencies and internal policies and investor guidelines
Communicates the status of loans to members and prepares any other miscellaneous correspondence and records as required
Resolves or refers requests and problems promptly and courteously
Answers member loan questions regarding the process of approval
Keeps management informed of area activities and of any significant problems
Stays informed of changes in lending standards, related legal requirements and trends in real estate
Promotes and establishes strong, positive, and productive working relationships within the organization through commitment to the company's purpose, mission and core values

Company

Georgia United Credit Union

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Georgia United Credit Union is a banking firm offering auto, mortgage, checking account, and credit card services.

Funding

Current Stage
Growth Stage
Total Funding
unknown
2023-01-09Debt Financing

Leadership Team

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Laura King
President
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Company data provided by crunchbase