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Jr. Underwriter jobs in United States
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Axos Bank · 18 hours ago

Jr. Underwriter

Axos Bank is seeking a Jr. Underwriter who will ensure thorough and accurate analysis of loan applications and all related documentation to clear outstanding underwriting conditions in accordance with Axos lending policies and procedures while providing superior service to both internal and external customers. The role involves monitoring loans in process to ensure timely completion and effective communication to all parties involved.
Banking
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H1B Sponsor Likelynote

Responsibilities

Maintain a thorough working knowledge of Axos’ lending policies, procedures, underwriting guidelines, loan-to-value published parameters, and requirements for packaging of loans
Examine loan application packages and trailing documentation submitted by Sales and Operations for completeness, conformity and acceptability to Axos lending policies and guidelines. Determine if additional documentation is required to complete the underwriting process and clear loan to close
Analyzing applicant income, assets, liabilities, credit and other factors
Reviewing collateral documentation and appraisals
Adhering to all applicable compliance regulations, including BSA, BPA and Right to Financial Privacy
Demonstrates a commitment to fair lending
Other duties as assigned

Qualification

Residential lending experienceLending practicesPC Lender/Mortgage DirectorMathematical calculationsEffective communicationTeam playerOrganizational skills

Required

Bachelor's degree or 2+ years of experience in residential lending
Knowledge of appropriate systems PC Lender/Mortgage Director is a plus
Ability to retain confidential information and display a high level of professionalism
Provide timely and courteous service to both internal and external customers
Ability to communicate effectively in both written and verbal forms
Ability to perform correct mathematical calculations and analyses
Ability to organize and prioritize tasks; manage workflow; multi-tasking is essential
Ability to work as a team player; work productively in a fast-paced environment with minimal supervision
Knowledgeable of lending practices and procedures including loan documentation requirements
Familiarity with general lending practices within the industry

Benefits

Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Company

Axos Bank

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Axos Bank is an online bank that assists consumers and businesses in managing their finances.

H1B Sponsorship

Axos Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (27)
2023 (25)
2022 (14)
2021 (2)

Funding

Current Stage
Late Stage

Leadership Team

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Raymond Matsumoto
Executive Vice President - Chief Operating Officer
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Company data provided by crunchbase