HawaiiUSA Federal Credit Union · 10 hours ago
Real Estate Loan Processor III
College Walk, Honolulu, HI, US
Full-time
Onsite
Mid Level
$55K/yr - $65K/yr
3+ years expHawaiiUSA Federal Credit Union is a local, not-for-profit, federally insured financial cooperative dedicated to helping members achieve their financial goals. The Real Estate Loan Processor III coordinates documentation for real estate loan transactions, ensuring compliance and identifying cross-sell opportunities while supporting loan underwriters and managing the loan application process.
BankingFinancial ServicesInsuranceVenture Capital
Responsibilities
Perform clerical duties to support the originator/ underwriter in meeting production goals (i.e. filing and other miscellaneous clerical duties pertinent to the loan application process)
Order, verify, and follow up on required documentation in accordance with the Credit Union standards and policy requirements
Correspond and follow up with various vendors on a timely manner to meet all deadlines
Thoroughly and completely process and evaluate real estate loan files for submission to underwriters for review and approval
Validate all data entries
Approve low-risk conditions
Apply system lock and process redisclosure for change in circumstance
Keep informed of current real estate lending trends relative to rates, fees, sales, and general market trends
Process in accordance with regulatory and investor requirements
Assist in training other processors/ closers in various job functions and responsibilities
Look for cross-sell opportunities and refer to the loan officers when applicable
Perform other duties as assigned
Qualification
Required
Coordinate all the documentation requirements to complete real estate loan transactions, from submission of real estate application to loan closing
Work closely with loan underwriters to ascertain compliance with the Credit Union's policies and with applicable statutes and regulations
Identify cross-sell opportunities and refer to the appropriate sales representatives
Perform clerical duties to support the originator/ underwriter in meeting production goals (i.e. filing and other miscellaneous clerical duties pertinent to the loan application process)
Order, verify, and follow up on required documentation in accordance with the Credit Union standards and policy requirements
Correspond and follow up with various vendors on a timely manner to meet all deadlines
Thoroughly and completely process and evaluate real estate loan files for submission to underwriters for review and approval
Validate all data entries
Approve low-risk conditions
Apply system lock and process redisclosure for change in circumstance
Keep informed of current real estate lending trends relative to rates, fees, sales, and general market trends
Process in accordance with regulatory and investor requirements
Assist in training other processors/ closers in various job functions and responsibilities
Look for cross-sell opportunities and refer to the loan officers when applicable
Perform other duties as assigned
Real Estate Settlement Procedures Act (RESPA)
Mortgage Regulations
Regulatory Regulations
Achievement Orientation
Continuous Learning
Time Management
Writing
Product and Technical Knowledge
Microsoft Office 365 applications
Loan Origination Software
Three years of real estate loan processing and/ or closing with excellent working knowledge of investor (and Credit Union) product/ program policies and procedures
High school diploma
Sitting for prolonged periods at a desk working on a computer
Manual dexterity to use hands for handling or feeling and reaching with hands and arms
Visual acuity for electronic (on screen) or paper document review
Communication skills to talk and hear effectively on the phone and in online and in-person meetings
Benefits
100% of employees’ single medical, drug, vision, and dental monthly health insurance premiums
Paid volunteer time
Pay it forward program
Matching their charitable donations up to $250 per year per employee
Tuition assistance for higher education
Paid Time Off
11 Paid Holidays
401(k) and 3% Employer Contribution
Health insurance
Vision insurance
Dental insurance
Prescription drug insurance
Tuition reimbursement
Life insurance
Flexible spending account
Disability insurance
Opportunities for advancement
Employee assistance program
Referral program
Retirement plan
Employee discount
Paid training
Professional development assistance
AD&D insurance
Volunteer time off
Credit union membership
Paid orientation
And more
Company
HawaiiUSA Federal Credit Union
HawaiiUSA Federal Credit Union is a not-for-profit federally insured financial cooperative owned and operated by our members.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jen Yamane
Senior Talent Acquisition Partner
Joanne Ching
Financial Wellness Partner
Recent News
Business Journals
2024-05-27
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