Flagstar Bank · 6 hours ago
Credit Products Analyst I
Hicksville, NY
Full-time
Onsite
Entry Level
$63K/yr - $79K/yr
1+ years expFlagstar Bank is seeking a Credit Products Analyst I to develop foundational experience in commercial credit risk and lending. This entry-level position supports Credit Products Specialists in underwriting and monitoring commercial loans while developing essential skills in financial analysis and risk assessment.
BankingFinanceFinancial Services
Responsibilities
Spread financial statements and assess trends
Generate risk ratings and accompanying analyses
Track and review covenant compliance and borrowing base reports
Conduct annual and periodic portfolio reviews
Perform ongoing credit due diligence
Assist Credit Products Specialists in structuring new loans and modifications
Support the preparation of credit approval memoranda
Prepare market and collateral analysis
Order and review due diligence reports (e.g., appraisals, environmental reports, credit reports)
Participate in credit training programs
Attend deal screen meetings to gain exposure to credit decision-making
Engage in mentoring opportunities with senior team members
Assist with updating credit policies and procedures
Develop efficiencies in credit analysis workflows
Support ad hoc projects as needed
Uses independent judgement and discretion to make decisions
Analyzes and resolves problems
Qualification
Required
Education level required: Undergraduate Degree (4 years or equivalent) in finance, accounting, economics, or a related discipline
Minimum experience required: 1+ Years
Financial Acumen: Basic understanding of financial statements and credit risk fundamentals
Analytical Thinking: Ability to interpret financial data, identify trends, and assess risk factors
Detail Orientation: Ensures accuracy in financial analysis and reporting
Time Management: Capable of handling multiple tasks while meeting deadlines
Collaboration & Communication: Works effectively with internal teams; strong verbal and written communication skills
Technology Proficiency: Proficient in Microsoft Excel (spreadsheets, basic financial modeling), Word, and PowerPoint
Learning Agility: Willingness to develop expertise in commercial lending and credit risk
Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results
Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience
Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders
Benefits
Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program
Company
Flagstar Bank
Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
5001-10000 employees
H1B Sponsorship
Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)
Funding
Current Stage
Public CompanyTotal Funding
unknown2021-04-26Acquired
2001-07-12IPO
Leadership Team
Gregg Christenson
Executive Vice President and CFO for Community Banking
R
Randal Turner
Chief Financial Officer, Loan Servicing and Shared Services
Recent News
2025-11-12
2025-11-07
Company data provided by crunchbase