Citizens · 4 weeks ago
Principal Data Analytics & Intelligence Specialist- Private Banking
Short Hills, NJ
Full-time
Hybrid
Senior Level, Lead/Staff
$140K/yr - $180K/yr
8+ years expCitizens is a financial institution that focuses on providing customer-centric services. They are seeking a Principal Data Analytics & Intelligence Specialist- Private Banking to lead complex data management projects, develop advanced data strategies, and mentor junior team members while partnering with various teams to enhance data insights and decision-making.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Become the go-to SME on PB products and offerings, including: Deposits: structures, flows, pricing, and profitability, Consumer Loans: mortgages, personal lending, HELOCs, Commercial Lending: CRE, C&I, and relationship-based facilities, Specialty Lending: tailored UHNW financing, securities-backed lending
Understand data flows across PB, Wealth, and Commercial and how these intersect for unified relationship views
Define critical product and transactional data attributes to support reporting, analytics, and cross-business insights
Partner with business and analytics teams to define insights and intelligence needs for: Deposit performance and balance behaviors, Loan utilization, repayment trends, and risk drivers, Client and household profitability analysis, Cross-business opportunities with Wealth and Commercial, Work with analytics teams to design dashboards, KPIs, and predictive models that enable real-time decision-making
Collaborate with AI specialists to enable agentic AI capabilities for personalized recommendations and intelligent client engagement
Define data quality expectations and partner on validation processes to ensure accuracy and completeness
Work with data engineering to ensure PB data is accurately ingested, transformed, and unified in the PB data platform
Partner with the Wealth data team to align product, client, and household views across PB and Wealth domains
Actively engage with enterprise AI, analytics, and digital experience teams to enable PB-led innovation
Qualification
Required
8+ years of experience in Private / Consumer Banking, Commercial Banking, data and analytics
High level understanding of PB deposits, loans, and lending products
Experience translating business needs into analytical requirements and insight-driven solutions
Hands-on experience with data analysis tools (SQL, Python, R, Tableau, Power BI, etc.)
Familiarity with agentic AI concepts and its application to client intelligence and personalization
Strong stakeholder engagement skills; able to work across PB business, engineering, analytics, and enterprise teams
Bachelor's degree in Data Analytics, Computer Science, or a similar technical field
Preferred
Knowledge of core banking systems, loan origination platforms, and enterprise data platforms
Understanding of PB client segmentation, relationship-tiering, and cross-business interactions
Experience with AI/ML analytics pipelines and agent-based intelligence frameworks
Benefits
Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
Recent News
2026-02-02
2026-01-22
Company data provided by crunchbase