PayPal · 13 hours ago
Sr Software Engineer - Backend (Java)
Chicago, IL
Full-time
Hybrid
Senior Level
$124K/yr - $184K/yr
5+ years expPayPal has been revolutionizing commerce globally for more than 25 years, empowering consumers and businesses in approximately 200 markets. The Sr Software Engineer on the Credit Platform team will design and build foundational backend systems that enable PayPal’s credit products to grow and scale globally, ensuring performance, security, and regulatory compliance are met.
E-Commerce PlatformsFinTechMobile PaymentsTransaction Processing
Responsibilities
Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles
Advises immediate management on project-level issues
Guides junior engineers
Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
Applies knowledge of technical best practices in making decisions
Design, build, and evolve large-scale backend services that power PayPal’s credit products
Partner with product, risk, compliance, and engineering teams to translate complex business and regulatory requirements into robust technical solutions
Build reusable, configuration-driven systems that support rapid product launches and market expansion
Develop event-driven, asynchronous services using messaging and streaming technologies such as Kafka and Pulsar
Improve system scalability, performance, reliability, and observability as platform usage grows globally
Contribute to technical direction through design reviews, mentorship, and shared engineering standards
Qualification
Required
3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
Bachelor's degree or higher in Computer Science, Engineering, or a related field
5+ years of professional experience in software engineering
5+ years in Java, with experience building RESTful APIs using Spring Boot or similar frameworks
Proven experience designing microservice architectures and operating high-concurrency production systems
Experience with relational databases (Oracle, MySQL), NoSQL databases (DynamoDB), and analytical data warehouses (BigQuery)
Strong understanding of data modeling, SQL optimization, and database fundamentals beyond basic CRUD usage
Hands-on experience building event-driven systems, including messaging or streaming platforms such as Kafka or Pulsar
Experience with asynchronous programming patterns for decoupled, resilient services
Demonstrated ability to write reliable, scalable, maintainable, secure, and performant code
Strong communication skills with the ability to influence technical decisions and mentor other engineers
Preferred
Experience building and operating services on cloud platforms such as GCP or AWS
Background in payments, credit, or financial services
Strong foundation in large-scale distributed system architecture, including fault tolerance, observability, and cost optimization
Benefits
Flexible work environment
Employee shares options
Health and life insurance
Company
PayPal
PayPal is a financial service company that provides online payment solutions to its users worldwide.
10001+ employees
H1B Sponsorship
PayPal has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1144)
2024 (917)
2023 (775)
2022 (921)
2021 (1051)
2020 (1049)
Funding
Current Stage
Public CompanyTotal Funding
$12.17BKey Investors
Kohlberg Kravis Roberts & Co.Madison Dearborn Partners,VertexClearstone Venture Partners,Goldman Sachs
2025-11-17Post Ipo Debt· $6.95B
2023-06-07Post Ipo Debt· $5B
2015-07-20IPO
Leadership Team
Alex Chriss
President & CEO
Simon Bladon
PayPal UK CEO
Recent News
Crowdfund Insider
2026-02-08
2026-02-07
Company data provided by crunchbase