Harnham · 12 hours ago
Senior Credit Risk Analyst
Chicago, IL
Full-time
Hybrid
Mid, Senior Level
$115K/yr - $130K/yr
4+ years expHarnham is a fast-growing, data-driven financial services company seeking a Senior Credit Risk Associate to join its analytics function and support credit acquisition strategy. This role focuses on making disciplined, data-led credit decisions that balance growth, risk, and regulatory compliance.
AnalyticsConsultingInformation TechnologyMarketing
No H1B
Hiring Manager
Oisín Ennis
Responsibilities
Developing and enhancing credit risk strategies across acquisition and early lifecycle stages
Analysing application data, credit bureau reports, trade lines, and portfolio performance
Partnering with model development teams on scorecards and machine learning models
Monitoring early risk indicators and overall portfolio health
Ensuring compliance with ECOA, FCRA, and UDAAP regulations
Presenting insights and recommendations to senior stakeholders
Collaborating closely with sales, operations, and legal teams
Conducting market and industry research to inform strategy
Qualification
Required
4+ years of experience in credit analytics, underwriting, or consumer lending
Strong background in acquisition strategy and credit decisioning
Advanced SQL skills
Experience with Python or R preferred
Familiarity with Tableau, Snowflake, and cloud data environments
Experience working with credit bureau data, scoring models, and underwriting frameworks
Background in consumer-facing financial services or lending
Preferred
Experience with Python or R preferred
Benefits
Employer-paid healthcare
Flexible time off
401(k) with immediate vesting
Company
Harnham
Harnham has actively chosen to focus on Data and Analytics.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
unknownKey Investors
BGF Ventures
2022-05-01Seed
Leadership Team
David Farmer
Chief Executive Officer
S
Stephen Lawrence
CFO
Recent News
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