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HSBC · 6 hours ago

Mortgage Quality Control and Risk Manager

Buffalo, NY

Full-time

Hybrid

Senior Level

HSBC is a global bank committed to employing individuals authorized to work in the U.S. They are seeking a Mortgage Quality Control and Risk Manager to oversee quality assurance and compliance of mortgage origination processes. This role involves developing a quality control program, conducting audits, managing regulatory compliance, and leading a team of analysts.

Financial Services

No H1B

Responsibilities

Develop, implement, and maintain a robust mortgage quality control (QC) program

Conduct regular reviews and audits of mortgage files to ensure compliance with internal policies, investor guidelines, and regulatory requirements

Identify trends, root causes, and areas for process improvement

Prepare and present detailed QC reports to senior management, highlighting findings, risks, and recommendations

Manage monthly and quarterly HMDA processes in accordance with regulatory requirements

Manage investor repurchase demands for loan origination files

Lead, mentor, and develop a team of QC analysts and auditors

Provide ongoing training and guidance to ensure team members are up to date with regulatory changes and internal procedures

Work closely with mortgage fulfillment, compliance, risk, and audit teams to address findings and implement corrective actions

Serve as a subject matter expert on mortgage quality and compliance matters

Recommend and implement process enhancements to improve efficiency, accuracy, and compliance

Stay informed of industry trends, regulatory updates, and best practices

Qualification

Mortgage quality controlMortgage regulations knowledgeTeam leadershipAnalytical skillsProblem-solving skillsDecision-making skillsEffective communicationInterpersonal abilitiesAttention to detailOrganizational skills