Nationwide · 1 day ago
Underwriter, Contract Underwriting - E&S/Specialty
Arizona - Scottsdale
Full-time
Hybrid
Mid Level
3+ years expNationwide is a Fortune 100 company focused on helping people protect what matters most to them. The Underwriter role involves analyzing complex risks and determining insurance solutions while achieving production and loss ratio goals through effective management of individual accounts and fostering relationships with agents and brokers.
FinanceBankingProperty & Casualty InsuranceHealth InsuranceFinancial ServicesInsuranceLife Insurance
Responsibilities
In partnership with underwriting (UW) leader / team member, reviews individual risks from agents or brokers or programs with or without assigned territory, from agents, brokers or program managers and either declines or accepts business based upon information necessary to make the decision. Analyzes exposures to loss, develops an adequate premium charge for the exposure, determines appropriate endorsements and exclusions to address loss exposures for the insurance contract
Achieves team /individual production and loss ratio goals through sound broker management, territory management and marketing, with or without assigned territory. Makes corrective action recommendations on individual risks. In partnership with UW leader / team member, handles policy maintenance items and other mid-term requests. Reviews endorsement requests and processes necessary changes to the policy. Reviews loss control reports and makes recommendations to UW leader. Follows up on outstanding information as required
Achieves production, profitability and service objectives. Quotes, prices and underwrites new and renewal policies and endorsements, primarily for complex or service sensitive accounts. Monitors risk selection and pricing decisions for entire agency plant, both on a book of business and individual account level basis
Continually analyzes premium and loss results in their territory by agency, broker, state, major class of business and by program. Audits individual policies for compliance with company guidelines. Development and implementation of specific action plans may be required
Handles policy maintenance items and other mid-term requests. Reviews endorsement requests and processes necessary changes to the policy. Reviews loss control reports and makes recommendations to the agent and/or changes to the policy. Follows up on outstanding information as required. Reviews claim activity and takes appropriate action
Fosters positive business relationships with agents and brokers through daily contact with assigned agents by developing and maintaining good rapport and resolving agency conflicts. Travels to agency offices as required for audits, training or marketing visits. Entertains agents visiting the company as required. Assists with development of marketing ideas and strategies for underwriting seminars and other marketing campaigns. Strengthens internal and external relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities
Proactively develops technical and business knowledge through internal and external venues
Markets Nationwide products and services to help drive agency and company results, including all enterprise products that may enhance offerings. Assists agency with strategies for pipeline management, producer development and to develop new business in targeted industries and preferred markets. Responds effectively to assess accounts and develop business propositions that win the business
Qualification
Required
1-2 years desk experience as an Insurance Underwriter strongly preferred
Excess and Surplus/Specialty underwriting a plus
Candidates local to Phoenix area ideal for on-site training purposes
Ability to analyze complex risk and find insurance solutions
Ability to take initiative and use analytical and creative abilities to make sound decisions
Ability to help people solve real challenges
Knowledge of reinsurance placement requirements on individual accounts
Ability to communicate effectively, orally, and in writing
Demonstrates advanced negotiation skills
Ability to manage the assigned line or lines of business
Ability to analyze insurance risks to determine acceptability
Ability to use/learn job related computer software
Ability to devise business solutions to problems
Ability to make decisions with minimal supervision
Education: Undergraduate degree preferred. Equivalent work experience will be considered in lieu of a degree
Experience: Three years related experience or prior experience as an underwriter, excess & surplus lines preferred
Knowledge of lines underwriting policies, practices and procedures, insurance law and underwriting marketing principles and techniques
Knowledge of rating plans and plan concepts, Treaty & Facultative reinsurance concepts, general agency system and company operations, regulatory issues, market conditions and company operations
Preferred
Completion of general insurance courses such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI is preferred
Benefits
Medical/dental/vision
Life insurance
Short and long term disability coverage
Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
Nine paid holidays
8 hours of Lifetime paid time off
8 hours of Unity Day paid time off
401(k) with company match
Company-paid pension plan
Business casual attire
And more.
Company
Nationwide
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Jim Grafmeyer
VP, Chief Enterprise Architect
Tony Fenton
Vice President Commercial Lines Underwriting & Product - Commercial, E&S and Specialty
Recent News
2025-11-24
2025-10-20
2025-09-27
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