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TomoCredit · 14 hours ago

Software Engineer III - Backend (On-site / SF)

San Francisco, CA

Full-time

Onsite

Mid, Senior Level

3+ years exp

TomoCredit is a fast-growing FinTech company aiming to revolutionize the credit system. They are seeking a Senior Software Backend Engineer to take ownership of backend projects, drive technical decisions, and collaborate closely with design and product teams.

Artificial Intelligence (AI)FinanceFinTechPaymentsCreditCredit CardsFinancial ServicesPersonal Finance

H1B Sponsor Likely

Responsibilities

Collaborate with design and product teams to define and launch new features

Take end-to-end ownership of backend projects, ensuring scalability and high performance

Design, build, and maintain robust APIs

Leverage AWS services to create robust, cloud-based solutions

Troubleshoot and resolve complex technical issues efficiently

Partner with the support team to address technical challenges and enhance the user experience

Conduct thorough QA testing to ensure high-quality releases

Qualification

Node.jsJavaScriptTypeScriptAWS servicesSQL databasesRESTful APIsGraphQL APIsAnalytical skillsEnthusiasmFintech experienceFront-end developmentMobile developmentCommunication skillsRelationship buildingContinuous learningCreativity

Required

3–5 years of experience working with Node.js

Proficiency in JavaScript and TypeScript

Expertise in SQL databases, particularly Postgres or Redshift

Experience designing, building, and maintaining RESTful and GraphQL APIs

Hands-on experience leveraging AWS services such as EC2, EBS, RDS, CloudWatch, and Lambda

Demonstrated expertise in managing asynchronous processes and implementing messaging queues

Bachelor's degree in Computer Science or a related field, or equivalent practical experience

Strong analytical skills for diagnosing and debugging complex technical issues

Excellent written and verbal communication skills

Proven ability to build and maintain relationships and integrations with technology partners

Passion for continuous learning and adopting new tools, technologies, and skills

Creativity and the ability to think outside the box

Enthusiasm for building innovative, cutting-edge products

Preferred

Experience in fintech or a deep understanding of financial technology

Familiarity with front-end or mobile development, especially using frameworks like React or React Native, is a significant advantage and highly valued for this role

Benefits

Daily Catering & Snacks

Competitive Salary

Equity

Insurance

Flexible Vacation Policy

Career Growth

Company-Sponsored Outings

Company

TomoCredit

AI financial wellness platform- smarter, inclusive financial opportunities for everyone- win win for both consumers and lenders

Founded in 2018

San Francisco, California, USA

51-200 employees

https://www.tomocredit.com

H1B Sponsorship

TomoCredit has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (2)

2022 (2)

Funding

Current Stage

Growth Stage

Total Funding

$139.11M

Key Investors

Morgan StanleySilicon Valley BankKapor Capital,KB Investment

2022-07-21Series B· $22M

2022-07-21Debt Financing· $100M

2021-09-15Series A· $10M

Leadership Team

Kristy Kim

Co-founder, CEO

Joseph Lindsay

CTO

Recent News

PR Newswire

TomoCredit Introduces AI-Powered Tools to Help Consumers Manage Holiday Spending

2025-11-14

Morningstar.com

/C O R R E C T I O N -- TomoCredit/

2025-11-07

PR Newswire

TomoCredit Founder Kristy Kim Shares Her Personal Credit Journey, Highlighting the Power of the Company's AI-Native Financial Assistant

2025-11-05

Company data provided by crunchbase