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Data Scientist - Balance Sheet Analytics & Modeling jobs in United States
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PNC · 1 day ago

Data Scientist - Balance Sheet Analytics & Modeling

PNC is a company that values its people as its greatest differentiator and competitive advantage. They are seeking a Data Scientist to work in the Balance Sheet Analytics & Modeling Retail Banking Data Modeling organization, focusing on extracting actionable insights from data and developing predictive algorithms for business optimization.
FinanceBankingFinancial Services
badNo H1Bnote

Responsibilities

Performs analytical tasks on vast amounts of structured and unstructured data to extract actionable business insights
Participates in the data gathering, data processing and data mining of large and complex datasets
Develops algorithms using advanced mathematical and statistical techniques like machine learning to predict business outcomes and recommend optimal actions to management
Runs analytical experiments in a methodical manner to find opportunities for product and process optimization. Assists in the presentation of business insights to management using visualization technologies and data storytelling
May partner with Data Architects, Data Analysts, Data Engineers and Visualization Experts to develop data-driven solutions for the business

Qualification

Data ScienceMachine LearningNLPPythonData AnalyticsData MiningMathematicsStatisticsSQLCuriosityCollaborationCommunicationDetail-orientedProblem-solving

Required

At least 5 years of experience with direct data science or machine learning projects in industry, with 2+ years, specifically in NLP
Strong background in Mathematics and Statistics. Demonstrable mathematical inventiveness for novel problem solving (via probability, optimization, information theory, linear algebra)
Very strong expertise in data collection, cleaning, preprocessing, and transforming data
Expert programming skills in Python, Spark, and SQL. Solid software practices (testing, packaging, CI). MLOps familiarity
Research mindset reads/reproduces papers; designs baselines/ablations; evaluates for robustness, drift, and fairness. Meticulous about data quality, reproducibility, and experiment tracking
Experience in transfer learning and in fine tuning open-source transformer models. Creative and pragmatic: chooses the simplest high‑impact approach (prompting, adapters, retrieval, distillation) before heavy training
Practical NLP/LLM experience and awareness of evaluation pitfalls (hallucinations, prompt sensitivity, grounding)
Strong collaborator within and between cross-functional teams; excellent verbal and written communication skills; adapts communication to audience: effectively communicate technical concepts and results to both technical and business audiences
Curious, hardworking, detail-oriented, and action-oriented; motivated by complex analytical problems; investigates failure modes; documents learnings clearly
Prioritizes pace over perfection and is comfortable in the face of changing circumstances and business priorities
Excited by the prospect of delivering value through the application of emerging technologies and techniques
Customer‑focused and risk‑aware; comfortable aligning work with governance expectations

Preferred

Master's degree in data science, computer science, engineering, applied mathematics or related field. A PhD degree is preferred but not required
Experience with big data platforms. Experience with cloud-native model development and deployment preferred
Previous experience in financial services industry is not required but is considered a plus

Benefits

Medical/prescription drug coverage (with a Health Savings Account feature)
Dental and vision options
Employee and spouse/child life insurance
Short and long-term disability protection
401(k) with PNC match
Pension and stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
A robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level and years of service

Company

PNC is a financial service company providing bank deposits products and services to its community.

Funding

Current Stage
Public Company
Total Funding
unknown
1975-11-17IPO

Leadership Team

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Keith Hayes
SVP, PNC Aviation Finance
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M
Michael Gaber
Senior Vice President - Originations
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