Sunflower Bank Mortgage Lending · 1 day ago
Mortgage Disclosure Desk Specialist
Dallas,TX,US
Full-time
Hybrid
Entry Level
1+ years expSunflower Bank, N.A. is a full-service financial institution committed to serving communities and supporting team members. They are seeking a Mortgage Disclosure Desk Specialist responsible for managing TILA/RESPA Integrated Disclosures and ensuring compliance with consumer-facing disclosures.
LendingFinanceFinancial Services
Responsibilities
Send accurate disclosures out within the regulated timeframe
Monitor Disclosure Pipeline and reporting for required TRID/ECOA/RESPA disclosures
Communicate with MLO and Production Partner (LOA) to ensure delivery of disclosures are completed within regulations
Send electronic disclosures to clients who have elected to receive electronic disclosures
Mail disclosures to applicants who have opted to not receive electronic disclosures
Review file disclosures for completeness and accuracy before sending
Work with Ellie Mae Encompass to disclose loans electronically or print disclosures for delivery by mail
Monitor centralized Disclosure Desk emails for questions
Monitor Change of Circumstance (COC) Emails for needed disclosures including lock-in disclosures
Review all lock confirms to ensure loans are re-disclosed properly within time frames
Review all changes to determine whether revised TRID Disclosures (Loan Estimate and COC Disclosure) are necessary due to valid COC
Review all calculated fees for each change in circumstance (Loan Amount Increase)
Issue revised disclosures to customer due to any change in circumstances required
Document COC in all files
Qualification
Required
Bachelor's Degree with major course work in a discipline related to the requirements of the position preferred but not required
1 or more years of directly related experience and training
Common knowledge and experience with residential mortgage lending and the following loan types: Conventional/Confirming, FHA (HUD), VA (Dept. of Veterans Affairs), USDA (Rural Development)
Familiarity with and knowledge of regulatory governance concerning the following: Universal Residential Loan Application (URLA), TILA/RESPA Integrated Disclosures (TRID), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA)
Preferred
Direct experience with Ellie Mae Encompass
Benefits
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
Company
Sunflower Bank Mortgage Lending
At Sunflower Bank we focus on building trusted relationships with our customers.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Michael J. Lima
Senior Vice President, Chief Risk Officer
Alex Bond
Mortgage Production Partner
Recent News
Research and Markets
2025-06-22
Company data provided by crunchbase