Western Union · 10 hours ago
Senior Architect, Software Engineering
Austin, TX
Full-time
Hybrid
Senior Level, Lead/Staff
$150K/yr - $180K/yr
8+ years expWestern Union is a globally diverse organization where unique contributions are recognized and celebrated. They are seeking a Senior Architect, Software Engineering to lead the design and delivery of scalable, secure, cloud-native solutions across digital banking, wallets, cards, and payment platforms.
Telecom & CommunicationsFinancePaymentsFinancial ExchangesFinancial ServicesInternetMobile Payments
No H1B
Responsibilities
Lead the end-to-end solution design for digital banking, wallet, card issuing/processing, and payment systems
Define cloud-native architectures on AWS, leveraging managed services for scalability, resiliency, and security
Design API-first, event-driven architectures supporting real-time and batch payment flows
Ensure clear separation between channels, orchestration, domain services, ledger, and settlement systems
Review and approve solution designs to ensure alignment with enterprise architecture, security, and compliance standards
Apply strong domain knowledge across: Digital Banking platforms, Wallets and stored-value systems, Card issuing, authorization, clearing, and settlement, Domestic and cross-border payment rails
Design solutions that address funds availability, settlement finality, reconciliation, and accounting
Ensure architectures support regulations, compliance, and audit requirements across regions
Collaborate with Risk, Compliance, and Operations to embed controls, traceability, and auditability into solutions
Qualification
Required
Applicants must be currently authorized to work in the United States on a full-time basis
Master's degree with 8+ years or bachelor's degree in computer science or related fields with 10+ years of banking, fintech, or payments technology
Equivalent work experience in lieu of degree in banking, fintech, or payment technology
Proven experience across Digital Banking, Wallets, Cards, and Payments
Strong understanding of payment lifecycles, ledgering, settlement, and reconciliation
Experience working in regulated environments with compliance and audit requirements
Strong hands-on experience with AWS Cloud, including services such as: Compute (EC2, ECS/EKS, Lambda), API & Integration (API Gateway, EventBridge, SQS, SNS), Data (RDS, PGSql, DynamoDB etc), Security & Monitoring (IAM, CloudWatch, CloudTrail)
Deep experience designing API-driven and event-based systems
Strong understanding of distributed systems, scalability, and resiliency patterns
Experience with CI/CD pipelines and infrastructure-as-code
Preferred
Experience with real-time payment systems and local payment rails
Exposure to cross-border payments and multi-currency systems
AWS certifications (Solutions Architect or equivalent)
Experience modernizing legacy banking or payment platforms
Benefits
Paid Time Off
Medical, Dental and Life Insurance
Tuition Assistance Program
Student Loan Repayment (below manager level only)
Parental Leave
One day volunteer time off
$0 Money Transfer Fee Discount Code – Quarterly
Recognition Program “Game Changers”
Employee Discount Program
Global Adoption Assistance
Global Scholarship Awards Program
401K plan
Company
Western Union
Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world.
5001-10000 employees
Funding
Current Stage
Public CompanyTotal Funding
$800M2026-01-09Post Ipo Debt· $800M
2006-10-02IPO
Leadership Team
Nicolas Levi
Regional Vice President Middle East Afghanistan Pakistan
Ashutosh Shinde
Head - Technology Engineering Center (India)
Recent News
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2026-02-02
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2026-01-24
Company data provided by crunchbase