Rural Community Assistance Corporation (RCAC) · 16 hours ago
Chief Lending & Investment Officer
West Sacramento, CA
Full-time
Hybrid
Director/Executive
$218K/yr - $230K/yr
10+ years expRural Community Assistance Corporation (RCAC) is seeking an experienced Chief Lending & Investment Officer to strategically lead their lending portfolio and collaborate with the executive team to further their mission. The CLIO will oversee lending strategies, manage a complex loan portfolio, and contribute to organization-wide decision-making to maximize community impact.
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Responsibilities
Responsible for leading RCAC’s lending strategies as well as setting and meeting RCAC’s annual lending goals
Manage RCAC’s complex loan portfolio, overseeing the entire loan lifecycle from origination and underwriting to closing and servicing
Identify opportunities to design and implement new products to respond to market changes, community needs, and increased organizational capacity
Collaborate with the rest of the organization to maximize synergy and community impact
In alignment with RCAC’s strategic goals for mission impact, develop and implement strategic plans, lending policies, and new loan products for the CDFI
Collaborate with executive team to expand the loan portfolio management to drive community impact
Support RCAC’s work to secure investment capital from government entities (e.g., CDFI Fund), banks, foundations, and private sources
Develop and manage investment strategies that effectively leverage capital
Represent RCAC on panels and at workshops regarding lending, loan products, community development finance, and underwriting
Assist and advise loan applicants by educating them on the loan process, responding to questions and requests and following up regarding incomplete documentation
Identify, monitor, and mitigate loan portfolio risks
Monitor loan performance from closing through repayment, including managing delinquencies, restructurings, and workouts
Ensure compliance with internal policies, investor requirements, and federal/state regulations, including providing loan and impact data for various compliance reports and various funders
Maintain RCAC’s AERIS rating
Act as subject matter expert on RCAC’s lending activities to further RCAC policy goals and as a resource to RCAC’s Policy team
Collaborate with the executive team and across RCAC to build opportunities for the loan fund to be one of multiple products and services that support clients and communities
Serve as a thought partner on the executive team, using an enterprise-wide decision-making lens
Represent RCAC at conferences and other meetings
Lead and grow the Loan Fund team, ensuring high performance and continuous professional development
Qualification
Required
10+ years senior management experience in community development finance, investment management, banking, or financial services, with significant exposure to community investment and nonprofit lending
Demonstrated relevant experience with Community Development Financial Institutions (CDFIs) and strong knowledge of federal regulatory guidelines and compliance management; deep knowledge of community and economic development lending and related issues
Record of success in capital raising and working with investors
Effective relationship management skills; presence in the CDFI industry and ability to network and represent an agency at relevant conferences, meetings, and other industry events
Experience with organization-wide leadership, with the ability to think through strategic issues and decisions with a mission impact/organization-first lens
Strong problem-solving and organizational skills including ability and willingness to balance strategic, lending, and organizational responsibilities, as well as provide creative and flexible solutions that mitigate risk
Accountable, dependable, and high integrity
Excellent interpersonal and communication skills, capable of working effectively with diverse stakeholders
Demonstrated ability to lead and inspire teams; ability to manage a remote team. Experience in mentoring/coaching team members in support of professional development
Willingness and ability to travel occasionally in the Western region and nationally for conferences
Proficient in the use of tools, such as Microsoft Office, CRM systems, project management software, or data management platforms
Preferred
Commitment to understanding the rural and Indigenous West and its diversity of needs, and a passion for contributing to a mission in service of rural community development is a plus
Degree in Finance, Business Administration, or related field a plus
Benefits
Robust paid time off
A “rest and reset” week at the end of December
Full range of health and other insurances
A 403b retirement program with an employer contribution
A wellness program
Company
Rural Community Assistance Corporation (RCAC)
Founded in 1978, RCAC provides training, technical and financial resources and advocacy so rural communities can achieve their goals.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$7.25MKey Investors
Community Development Financial Institutions Fund
2024-10-23Grant· $6.75M
2023-04-10Grant· $0.5M
Leadership Team
Stan Keasling
CEO
Stanley Keasling
Chief Executive Officer
Recent News
2025-09-23
News is My Business
2025-03-17
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