Monarch · 2 weeks ago
Software Engineer, AI (Senior/Staff)
United States
Full-time
Remote
Senior Level, Lead/Staff
5+ years expMonarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. They are seeking an AI Engineer to design, build, and own features that enhance personalized financial experiences for users, focusing on AI development and collaboration with the AI Platform team.
FinanceFinTechInformation TechnologyFinancial ServicesPersonal Finance
Responsibilities
Apply AI to Real Financial Problems: Use GenAI and ML to help users make sense of their money, whether that's understanding spending patterns, surfacing actionable insights, or automating tedious financial tasks. You'll identify where AI can make a meaningful difference and build solutions that users rely on daily
Choose the Right Tool for Each Problem: Navigate the AI toolkit thoughtfully. Know when a well-crafted prompt suffices, when retrieval systems add value, and when custom models are worth the investment. You'll balance innovation with pragmatism to ship features that work reliably at scale
Ship with Confidence: Leverage and enhance our sophisticated evaluation framework to ensure AI quality. You'll design test datasets, implement new scorers, and use our Braintrust-based eval system to validate changes before they reach users
You Own: AI feature development, agent design and orchestration, ML model improvements, evaluation datasets and scorers, prompt engineering, and feature-level quality
AI Platform Owns: LLM routing and provider management, observability and cost attribution, infrastructure reliability, and shared AI services
Together You Own: End-to-end feature quality, evaluation frameworks, production incident response, and AI roadmap priorities
Qualification
Required
5+ years of experience in software engineering, with at least 2 years focused on building and operating production ML/AI systems
A proven track record of shipping LLM-powered features, with deep, hands-on expertise in prompt engineering, RAG systems, and evaluation techniques
Strong fundamentals in machine learning: embeddings, similarity search, classification, and probabilistic reasoning
Demonstrated experience building and using AI evaluation tooling (e.g., golden sets, rubric scoring, LLM-as-judge)
Excellent Python skills and a history of building production-grade AI features and services
Strong collaboration and communication skills with a sharp product sensibility
A strategic mindset, comfortable making build-vs-buy decisions and designing features for long-term reliability
Preferred
Multi-Agent Systems: Designing and building complex LLM orchestration with frameworks like LangGraph, CrewAI, or AutoGen
Fine-Tuning: Hands-on experience with LoRA, RLHF, or full fine-tuning on platforms like Vertex AI
Fintech Domain: Background in personal finance, banking, or data-rich consumer financial applications
Vector Databases: Hands-on experience with OpenSearch, pgvector, Pinecone, or similar at scale
Safety & Evaluation: Experience with red-teaming exercises, adversarial testing, and implementing guardrails
Benefits
Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.
Competitive cash and equity compensation in a hyper growth, early stage company 🚀.
Stipend to set-up your ideal working environment.
Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).
Unlimited PTO.
3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!
Company
Monarch
Monarch is the most comprehensive platform for managing your personal finances.
51-200 employees
H1B Sponsorship
Monarch has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Marketing
Trends of Total Sponsorships
*2025 (1)
Funding
Current Stage
Growth StageTotal Funding
$94.8MKey Investors
Forerunner,FPV VenturesMenlo VenturesAccel
2025-05-23Series B· $75M
2022-02-01Series A· $15M
2021-07-23Seed· $4.8M
Leadership Team
Val Agostino
Co-founder & CEO
Alvin Chow
Software Engineer
Recent News
Clocktower Technology Ventures
2026-06-16
LinkedIn
2026-04-22
Company data provided by crunchbase