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Credit Risk Analytics Manager-Finance jobs in United States
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BankUnited · 1 month ago

Credit Risk Analytics Manager-Finance

BankUnited is a financial institution seeking a Credit Risk Analytics Manager to join their team. The role involves managing and maintaining credit risk models, leading model validations, and ensuring compliance with regulatory standards. The manager will also supervise projects and employees, while collaborating with various departments to enhance data quality and reporting.
BankingFinanceFinancial Services
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Diversity & Inclusion

Responsibilities

SME for Moody's credit risk models CMM, RiskCalc, and MPA, coordinating model releases, inputs, overlays, change logs and stewarding data quality and lineage for production use
Leads end-to-end validation lifecycle with Model Risk Management, Internal Audit, and external validators: assemble validation packages, respond to findings, track remediation actions, and maintain current model inventory and governance
Maintains and updates comprehensive model documentation (purpose, data lineage, key assumptions, segmentation, limitations, monitoring thresholds) to meet regulatory/audit expectations
Designs and executes ongoing performance monitoring and back testing, produce concise insights, and recommend remediation/challengers if warranted
Advance/benchmark model usage by leveraging internal and external data to improve accuracy and business utility for CECL, attribution, and risk decomposition
Supports the quarterly CECL production cycle in partnership with the ACL manager
Builds recurring and ad‑hoc dashboards and reports (Tableau, Excel, PowerPoint, Word) for senior and technical audiences
Partners with Data/Technology on data quality and controls, metadata/lineage, and fit‑for‑purpose datasets supporting validation and CECL activities
Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.)
Adheres to Bank policies and procedures and completes required training
Identifies and reports suspicious activity
Supervises function, projects or services and/or one or more employees, as applicable
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws
Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance coaching; rewarding and disciplining employees; addressing complaints and resolving problems

Qualification

Credit risk analyticsCredit risk modelsModel validationBacktestingSensitivity testingBenchmarkingStatistical modelingQuantitative modelingPythonDashboard buildingModel risk management regulatory guidance

Required

Bachelor's Degree in a quantitative discipline (eg Statistics, Finance, Mathematics, Engineering, Economics) required
5+ years' experience in financial services with significant exposure to credit risk analytics/modeling required
Deep understanding of credit risk concepts (PD, LGD, and EAD) and credit risk models (PD/LGD, Scorecards, among others) required
Demonstrated direct experience of model ownership/monitoring, model development, and/or model validation, including concepts such as backtesting, sensitivity testing, and benchmarking required
Experience with statistical and quantitative modeling techniques is required
Experience with programming and statistical packages languages, particularly Python, required
Strong experience building dashboards and structured reporting packages required
Excellent communication skills with the ability to analyze and explain findings and remediations
Working knowledge with model risk management regulatory guidance (SR 11-7, OCC 2011-12, FDIC FIL-22-2017)
Ability to work under pressure, meet deadlines, manage competing initiatives and adapt to an ever-changing work pace with a focus on accuracy and attention to detail
Strong interpersonal skills to aid in working with different divisions within the company

Preferred

Advanced degree in a quantitative discipline (PhD or MSc in a STEM discipline or Economics/Finance) preferred
CFA, PRM, FRM a plus

Company

BankUnited

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BankUnited, Inc. (BKU) is a bank holding company with three wholly owned subsidiaries:

Funding

Current Stage
Public Company
Total Funding
unknown
2011-02-02IPO

Leadership Team

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Rajinder Singh
Chief Executive Officer
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Jim Mackey
Chief Financial Officer / Senior Executive Vice President
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Company data provided by crunchbase