CMG Financial · 1 month ago
Senior Mortgage Risk Data Analyst
United States
Full-time
Remote
Senior Level
$90K/yr - $110K/yr
7+ years expCMG Financial is seeking a Senior Mortgage Risk Data Analyst responsible for independently gathering, validating, analyzing, interpreting, and presenting operational, regulatory, and risk-related data. The role serves as a subject matter expert for mortgage-related risk data and involves working cross-functionally with business partners and senior leadership to enhance reporting accuracy and compliance outcomes.
BankingLendingMortgage
No H1B
Responsibilities
Independently prepare, validate, and analyze risk, operational, and regulatory reporting data for senior management, investors, regulators, and internal business partners
Serve as a subject matter expert for Mortgage Call Report preparation, validation, and submission, including required knowledge of MCR reporting requirements and the ability to identify, research, and resolve reporting discrepancies
Prepare, review, and validate RMLA data for Mortgage Call Report submissions across all applicable business lines on a quarterly basis
Maintain required knowledge of state reporting requirements across all 50 states and support accurate, timely preparation and submission of applicable state reports
Analyze mortgage loan data to identify trends, operational gaps, reporting inconsistencies, and areas of potential compliance or risk exposure
Apply current federal and state laws and regulatory requirements governing mortgage lending, including but not limited to TILA, RESPA, TRID, ECOA, GLBA, QM/ATR, and applicable state reporting requirements
Apply knowledge of investor and governmental agency guidelines, including FNMA, FHLMC, FHA, VA, and RHS, to categorize, analyze, and report operational deficiencies
Perform detailed data scrubbing, reconciliation, and validation across multiple systems and departments to ensure accuracy and completeness of reporting outputs
Coordinate with stakeholders across Risk, Compliance, Operations, Servicing, Finance, Audit, Information Technology, and other business areas to gather data, confirm reporting assumptions, and resolve data discrepancies
Develop and maintain reporting controls, tracking tools, validation checks, and supporting documentation for regulatory and management reporting
Utilize prescriptive analytics to identify operational weaknesses and recommend process improvements, reporting enhancements, and risk mitigation strategies
Prepare clear, concise summaries of reporting findings, data trends, and risk observations for leadership review
Support internal and external audits by providing reporting documentation, data support, research, and explanations related to risk and regulatory reporting
Identify opportunities to improve reporting processes, reduce manual work, increase data accuracy, and strengthen reporting controls
Provide guidance and support to less experienced analysts or business partners regarding reporting requirements, data validation, and risk reporting processes
Manage competing deadlines and shifting priorities, particularly during quarterly reporting cycles, regulatory deadlines, audits, and high-volume reporting periods
Maintain strict confidentiality of company, employee, borrower, investor, and regulatory information
Complete other duties and/or projects as assigned
Qualification
Required
Minimum 7 to 10 years of mortgage industry experience, including experience in origination, servicing, compliance, risk, quality control, regulatory reporting, or related mortgage operations
Minimum 3 years of experience in a risk, compliance, regulatory reporting, data analytics, audit, or mortgage reporting capacity
Required experience preparing, reviewing, validating, or supporting Mortgage Call Report reporting
Required knowledge of MCR reporting requirements and how Mortgage Call Reports are prepared, reviewed, validated, and submitted
Required knowledge of state regulatory reporting requirements across all 50 states
Strong understanding of mortgage loan data, mortgage operations, and standard industry processes within a mortgage banking environment
Strong working knowledge of federal mortgage regulations, including TILA, RESPA, TRID, ECOA, GLBA, QM/ATR, and related compliance requirements
Strong knowledge of investor and agency guidelines, including FNMA, FHLMC, FHA, VA, and RHS
Advanced Microsoft Excel experience, including formulas, pivot tables, data validation, reconciliations, and large data set analysis
Demonstrated ability to analyze complex data, identify discrepancies, research root causes, and communicate findings clearly
Ability to independently manage reporting deadlines, prioritize competing work, and escalate risks or concerns timely
High degree of accuracy, attention to detail, and accountability when working with regulatory and executive-level reporting
Ability to work remotely in a paperless environment while adhering to strict privacy, confidentiality, and data security requirements
Preferred
Bachelor's degree in Business, Finance, Accounting, Data Analytics, Risk Management, Compliance, or a related field preferred
Prior underwriting, quality control, forensic review, compliance, audit, or regulatory examination experience preferred
Experience with mortgage-specific loan origination systems, including DataTrac, BytePro, FNMA Loan Quality Connect, or similar systems preferred
Experience with SharePoint, SQL, XML, Power BI, Tableau, or other data/reporting tools preferred
Experience preparing reports for senior leadership, regulators, investors, internal audit, or external audit preferred
Experience developing reporting controls, process documentation, validation tools, or audit support materials preferred
Company
CMG Financial
CMG Financial is a well-capitalized, privately held mortgage-banking firm.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Paula White
Senior Vice President,Senior Loan Officer
Christopher George
President
Recent News
2026-04-30
Company data provided by crunchbase