Blackhawk Network · 1 month ago
Sr. Director, Credit
United States
Full-time
Remote
Director/Executive
$145K/yr - $195K/yr
10+ years expBlackhawk Network is a company that provides branded payment solutions through a global platform. They are seeking a Senior Director, Credit who will be responsible for setting the credit strategy and managing the global credit function to enable profitable growth while protecting the company’s balance sheet.
E-CommerceFinancePaymentsFinancial ServicesLoyalty Programs
Responsibilities
Define and own the enterprise credit risk strategy, aligning it with overall financial and commercial objectives
Lead, mentor, and develop a high-performing credit team (managers, analysts, and specialists) across regions
Establish and maintain credit governance, including policies, standards, approval matrices, and risk escalation processes
Represent Credit in senior leadership forums and cross-functional initiatives (e.g., new products, large deals, M&A)
Partner with Accounts Receivable team to provide strategy and guidance on challenging collection items
Design and maintain credit policies and procedures covering new customer onboarding, credit limit setting, and ongoing reviews
Oversee credit underwriting for key customers and partners, including review of financial statements, bank and trade references, and external ratings
Set and manage credit limits and terms, including exceptions and non-standard approvals, balancing risk and commercial needs
Monitor the credit portfolio (concentrations, sector/geographic exposure, trends) and recommend risk mitigation actions
Own collections strategy and performance; establish targets for DSO, bad-debt expense, and dispute resolution
Partner with Billing, Accounts Receivable, and Sales to streamline invoicing, dispute handling, and cash application
Oversee workout strategies for distressed accounts, including restructures, payment plans, settlements, and use of external agencies
Develop and maintain credit loss provisioning methodologies in partnership with Accounting / Controllership
Implement and enhance credit scoring models, risk ratings, and decisioning tools
Build robust KPIs and dashboards (e.g., exposure by rating, aging, write-offs, limit utilization, top exposures)
Provide regular reporting to executive leadership and the Board on credit risk profile, emerging risks, and key metrics
Ensure strong internal controls and compliance with relevant regulations, internal policies, and audit requirements
Partner with Sales, Product, and Finance on deal structuring, pricing trade-offs vs. risk, and non-standard term requests
Support growth initiatives (new products, regions, or channels) with credit risk assessments and guardrails
Collaborate with Treasury on capital, liquidity, and credit support structures (e.g., guarantees, collateral, letters of credit)
Lead or support contract negotiations related to credit terms, security, and default remedies
Qualification
Required
Bachelor's degree in Finance, Accounting, Economics, Business, or related field
10–15+ years of progressive experience in credit risk, corporate credit, or commercial lending, including at least 5 years in a senior leadership role
Demonstrated track record managing a large, complex credit portfolio and improving key metrics (DSO, write-offs, loss rates)
Strong expertise in financial statement analysis, cash flow assessment, and covenant / contract structuring
Proven experience leading and developing multi-location or global teams
Advanced Excel and familiarity with credit systems, ERP/AR platforms, and business intelligence tools
Preferred
Experience in payments, fintech, financial services, or B2B technology/commerce environments
MBA, CFA, CPA, or similar professional designation
Experience working with private equity sponsors, banks, and rating agencies
Prior responsibility for Board-level or Audit/Risk Committee reporting
Benefits
401k with employer match
Medical
Dental
Vision
12 paid holidays in the year 2026
Sick pay accrual according to state law
Parental leave
Life insurance
Disability insurance
Accident and illness insurance
Health and dependent care flexible spending accounts
Wellness benefits
Flexible time off for all full-time employees
Company
Blackhawk Network
Blackhawk Network, Inc. provides prepaid and payments products in the United States and Canada.
1001-5000 employees
H1B Sponsorship
Blackhawk Network has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Accounting and Finance
Engineering and Development
Product Management
Management and Executive
Customer Service and Support
Sales
Trends of Total Sponsorships
*2026 (16)
2025 (32)
2024 (24)
2023 (37)
2022 (53)
2021 (37)
2020 (44)
Funding
Current Stage
Public CompanyTotal Funding
unknown2018-06-15Private Equity
2018-01-16Acquired
2018-01-01Post Ipo Equity
Leadership Team
Ron Pragides
Vice President of Engineering
Nik Sathe
Chief Product and Technology Officer
Recent News
2026-06-17
2026-06-15
Company data provided by crunchbase