Affirm · 1 month ago
Manager, Machine Learning Engineering (Fraud)
United States
Full-time
Remote
Lead/Staff
$178K/yr - $228K/yr
8+ years expAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Fraud Machine Learning team builds models that power critical decisions during the loan application process, and as a manager, you will lead a team of ML engineers to develop and improve models that detect and prevent fraud.
FinanceFinTechLendingPaymentsFinancial Services
Responsibilities
Set the technical and modeling strategy for fraud detection, aligning team efforts with key business outcomes such as fraud loss reduction, approval rates, and customer experience
Lead a team of machine learning engineers to design, build, and iterate on high-impact fraud models across the full ML lifecycle, from experimentation to production
Drive the evolution of modeling approaches, including the adoption of representation learning, transformer-based methods, and other advanced techniques for modeling complex behavioral data
Partner cross-functionally with Product, Fraud Analytics, Risk, and Engineering to define solutions, evaluate trade-offs, and ensure models are effectively integrated into decisioning systems
Develop talent by coaching engineers, providing feedback, and fostering a high-performing team culture grounded in technical excellence and ownership
Qualification
Required
Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers
Experience with modern ML approaches, including representation learning, deep learning, or transformer-based models, as well as traditional methods such as gradient-boosted trees
Proven ability to lead teams delivering end-to-end ML solutions in production environments, including experimentation, evaluation, and model iteration in production
Strong engineering fundamentals and experience working with scalable systems and data pipelines
Track record of effective cross-functional collaboration with product, analytics, and engineering partners
Ability to operate in ambiguous, fast-evolving environments and drive clarity, prioritization, and execution
This position requires either equivalent practical experience or a Bachelor's degree in a related field
Benefits
Monthly stipends for health, wellness and tech spending
100% subsidized medical coverage, dental and vision for you and your dependents
Equity rewards offered by Affirm Holdings, Inc. (parent company)
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company
Affirm
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
1001-5000 employees
H1B Sponsorship
Affirm has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
73%
Represents job field similar to this job
Engineering and Development
Product Management
Accounting and Finance
Marketing
Management and Executive
Customer Service and Support
Legal and Compliance
Sales
Trends of Total Sponsorships
*2026 (20)
2025 (104)
2024 (96)
2023 (133)
2022 (179)
2021 (132)
2020 (57)
Funding
Current Stage
Public CompanyTotal Funding
$7.57BKey Investors
New York Life InsuranceSixth StreetPGIM Fixed Income
2025-10-31Post Ipo Debt· $750M
2024-12-17Post Ipo Debt· $800M
2024-12-13Post Ipo Debt· $4B
Leadership Team
Max Levchin
Founder & CEO
Robert O'Hare
Chief Financial Officer
Recent News
2026-07-13
2026-07-09
The Motley Fool
2026-07-08
Company data provided by crunchbase