illumifin · 3 weeks ago
Senior Underwriter
United States
Full-time
Remote
Senior Levelillumifin is a leading provider of business process outsourcing for the insurance industry, managing over 1.3 million long-term care policies for the nation's largest insurers. The Senior Underwriter will examine and evaluate customer documents to determine compliance with underwriting criteria and provide leadership to lower-level underwriters.
ConsultingInformation TechnologyOutsourcing
Responsibilities
Working under minimal supervision with a great deal of autonomy review application and supporting documentation to ensure accuracy and completeness
Using established protocols, underwriting guidelines and procedures, analyzes risk, ensuring decisions are consistent with client and corporate guidelines and programs
Approves, declines or rates the application within the established criteria, while utilizing clinical judgment
Demonstrates knowledge to underwrite multiple clients accurately within the protocols specified for each client. Quickly but carefully read, analyze and interpret medication lists, medical records, phone and in-person assessments, cognitive test scores, MIB and Prescription profile results (where applicable) and properly document findings
Assess risk of Long-Term Care using lifestyle, medical and cognitive information while processing a minimum of 50 cases weekly
Demonstrates effective communication and customer service skills both internally and externally, that includes use of the notepad and log, appropriate wording of decline letters, professional verbal communication with coworkers, applicants and clients. Prepares responses to special needs letters to applicants and clients
Assists with the daily processing for lower level underwriting staff, including mentoring, team conference and individual instruction utilizing the protocols and procedures established
Qualification
Required
Examine, review, evaluate, classify and rate customer documents in order to determine compliance with company guidelines, underwriting criteria, philosophy, policy and procedures
Ensures timeliness, accuracy and productivity levels established by management
Provides leadership to lower level underwriters in their file review and underwriting in accordance with established protocols and underwriting criteria
Working under minimal supervision with a great deal of autonomy review application and supporting documentation to ensure accuracy and completeness
Using established protocols, underwriting guidelines and procedures, analyzes risk, ensuring decisions are consistent with client and corporate guidelines and programs
Approves, declines or rates the application within the established criteria, while utilizing clinical judgment
Demonstrates knowledge to underwrite multiple clients accurately within the protocols specified for each client
Quickly but carefully read, analyze and interpret medication lists, medical records, phone and in-person assessments, cognitive test scores, MIB and Prescription profile results (where applicable) and properly document findings
Assess risk of Long-Term Care using lifestyle, medical and cognitive information while processing a minimum of 50 cases weekly
Demonstrates effective communication and customer service skills both internally and externally
Prepares responses to special needs letters to applicants and clients
Assists with the daily processing for lower level underwriting staff, including mentoring, team conference and individual instruction utilizing the protocols and procedures established
Company
illumifin
illumifin provides third party administration and technology services to individual and group insurers.
Founded in 1919
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Blake Bostwick
President and CEO
Recent News
2026-04-30
2025-03-06
2024-04-05
Company data provided by crunchbase