Kinetic Advantage · 3 weeks ago
Field Risk Director
Kinetic Advantage is seeking a Field Risk Director who will act as a guardian of the company’s financial well-being and serve as a trusted advisor to independent dealer partners. This role involves conducting comprehensive risk reviews, engaging with dealer leadership to provide feedback and guidance, and collaborating with various departments to align on risk strategies.
LendingFinanceReal EstateCommercial LendingProperty Development
Responsibilities
Conduct comprehensive, on-site risk reviews of independent auto dealerships in addition to Scrubbing the Portfolio that you are assigned for signs of Stress in a Proactive manner
Audit inventory records, both floorplanned and non-floorplanned including physical verification and system reconciliation
Review and analyze dealership financial statements, bank activity, and other Documentation to assess Solvency and Financial Behavior
Access and examine dealership management systems (DMS) to validate sales activity/Funding Timelines as well as F&I Portals
Identify and investigate signs of misrepresentation, fraud, or operational risk, and escalate as appropriate
Prepare factual, detailed reports summarizing findings and outlining key risks and recommendations
Build and maintain trusted relationships with Dealer clients, serving as a Strategic advisor for Business improvement
Provide guidance to Dealers on improving internal processes, financial practices, and Inventory management to support long-term growth and sustainability
Act as a key touchpoint for High-Risk or Strategic accounts, offering ongoing oversight and operational insights
Exercise Composure, Professionalism, and Tact during sensitive engagements, including Collections and Resolutions
The ability to exercise Good Judgement in times of Stress
Represent Kinetic Advantage with professionalism and integrity in all dealer-facing interactions
Collaborate Cross-Functionally with Lending, Sales, Select, Operations, Remarketing, and Legal to align on Risk Strategies and Account resolution
Participate in Special Audits, Account reviews, or Enterprise-Level assessments as assigned
Maintain Detailed and accurate documentation of all Audits, Visits, and Communications using internal systems
Ensure full compliance with internal policies, audit standards, and Legal/Regulatory requirements
Qualification
Required
Five (5) years in automotive, collections or financial services industry required
Familiarity with concepts, procedures and processes typically used in automotive and financial services industries, particularly in the Automotive Floorplan Industry
Proven Track Record of working independently in High-Pressure, Field-Based roles with Minimal oversight
Strong knowledge of Dealership operations, Inventory controls, and financial systems
Valid Driver's License and ability to travel extensively (Up to 85%) Across the US
Ability to read and understand basic financial statements
Strong sense of urgency, with the ability to thrive in a fast-paced and, at times, stressful environment and the ability to handle competing demands
Ability to effectively develop and maintain strong business relationships
Excellent organizational, analytical, and problem-solving skills with strong attention to detail
Analytical Thinking: Ability to dissect complex financial and operational data to identify trends, risks, and anomalies with precision
Risk Assessment: Skilled in evaluating operational, financial, and compliance-related risks and making data-driven recommendations
Communication: Exceptional written and verbal communication skills; able to convey complex findings clearly and professionally to both internal and external audiences
Conflict Resolution: Skilled at navigating sensitive or challenging conversations with Composure, tact, and Professionalism- Especially during On-Site Collections or Resolution processes where Dealer emotions may be elevated
Adaptability: Comfortable in a dynamic, fast-paced environment with shifting priorities, field conditions, and travel demands
Problem Solving: Resourceful and creative in developing solutions for high-risk or non-standard situations
Time Management: Able to manage multiple accounts, projects, and deadlines efficiently while maintaining quality standards
Technical Proficiency: Strong understanding of Microsoft Office Suite (especially Excel), with the ability to learn and navigate dealer management systems and internal platforms
Ethics & Integrity: Demonstrates the highest level of professional conduct, discretion, and accountability in all aspects of the role
Business Acumen: Understands how dealerships operate as businesses and can identify ways to strengthen profitability and sustainability
Ability to Stand, walk, and move throughout Dealership Lot locations and Facilities for extended periods of time
Must be able to communicate clearly
While performing the duties of this job, the employee will, at times, be subject to outside environmental conditions
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA, and other federal, state, and local standards
Comfortable working in both indoor and outdoor weather conditions
Must be able to effectively use a Laptop, Tablet, Smartphone, and other Mobile devices for Field work and Communication
Preferred
Bachelor's degree preferred
Preferred Experience in Fraud Investigations, Credit Underwriting, and asset recovery
Preferred Familiarity with Dealership Management Systems such as Dealertrack, Frazer, or Reynold's & Reynold's
Company
Kinetic Advantage
Kinetic Advantage is a dynamic independent floorplan company led by trusted industry veterans.
Funding
Current Stage
Growth StageTotal Funding
$400MKey Investors
Mitsubishi UFJ Financial GroupThe Carlyle GroupAltamont Capital Partners
2026-01-29Debt Financing· $225M
2025-10-16Private Equity
2025-10-10Debt Financing· $175M
Recent News
EIN Presswire
2025-11-05
EIN Presswire
2025-10-21
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