Banner Bank · 1 day ago
Affordable Housing CRE Portfolio Manager (remote - CA, OR, WA, ID)
Boise, ID
Full-time
Remote
Mid Level
$87K/yr - $102K/yr
4+ years exp
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Responsibilities
Analyze and investigate credit and financial information on prospective and existing customers.
Perform credit inquiries for the Bank and analysis of data provided by credit bureaus, other financial institutions, and Bank files.
Provide loan documentation and support activities.
Prepare credit requests, modifications, and extensions within the portfolio.
Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers on new and existing credits.
Responsible for the tracking and analysis of financial information of new, renewed, and existing loans.
Monitor loan terms for covenant compliance on existing loans.
Regularly establish, review, and update new and existing loan files.
Ensure maintenance of the loan monitoring system.
Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts.
Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities.
Responsible for all master file maintenance, quality, and the corresponding loan reviews.
Assist CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank’s lien position on loans secured by various collateral.
Provide technical or advisory assistance to CRE Relationship Managers as requested.
Perform site visits of existing and potential projects as necessary.
Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings).
Responsible for complying with policies, procedures, security requirements, and government regulations.
Ensure adherence to company and credit policies, auditing procedures, and department goals and standards.
Ensure compliance of the Bank’s credit policies.
Qualification
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Required
Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
4 or more years of banking credit analysis experience required
Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
Knowledge of company formation structures with ability to identify borrowing and guaranty structures.
Solid understanding of portfolio management priorities, including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
Possess excellent verbal and written communication, organizational, and interpersonal skills.
Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.
Proficient in Word, Excel, Access, and other similar programs.
Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Preferred
Preferred Affordable Housing credit analysis
Benefits
Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5,250 annually (minimum service requirement)
Company
Banner Bank
We are proud to provide you with the most comprehensive financial services in the Pacific Northwest
1,001-5,000 employees
H1B Sponsorship
Banner Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Late StageLeadership Team
James Costa
Chief Operating Officer
Mark Borrecco
CBO
Recent News
2024-06-03
SeekingAlpha
2024-05-30
Company data provided by crunchbase
