200+ applicants

Company

Gemini · 3 days ago

Associate, Credit Risk Analytics

United States

Full-time

Remote

Mid Level

$95K/yr - $119K/yr

3+ years exp

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Responsibilities

Lead analysis efforts to develop core credit card strategies (including rules, cutoffs, policies, operational flows, etc.) to protect firm from credit card related losses and improve customers experience

Provide analytical expertise on implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructure

Able to interpret large complex data to formulate problem statement and generate conclusions regarding underlying risk dynamics, trend and further opportunities

Assist team efforts in the critical development of new credit card risk pattern or spending pattern detection tools

Generate post credit card risk strategy implementation review reports on a regular basis, and evaluate currents strategies come up with improving ideas and suggestions based on newly detected pattern

Prepare Ad-hoc credit risk and fraud strategy related requests, and use analytical data/dashboards to create a solid analytical story to senior management

Work closely and provide clear communication (oral and written) with across functional teams such as products, operations, engineering, data, compliance, and collection to further improve fraud detection and credit delinquency reduction strategies

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit card risk experienceRelational databasesSQLPythonData visualizationBusiness Intelligence toolsData communication skillsSkepticism

Required

Bachelor’s degree in a related field or commensurate work experience

3-5 years of credit card risk experience

Familiarity or experience with relational databases and SQL

Intermediate Python ability

Strong data communication skills

Great verbal, written and communication skills

Ability to think on the feet and maintain composure in difficult and complex situations

Comfortable with making decisions in ambiguity

Roll-up-the-sleeves, no-task-is-too-small-attitude - willingness to do what’s necessary to ensure the safety of our customers

A healthy balance of empathy and skepticism, and the ability to question one’s own assumptions

Preferred

Data visualization using Business Intelligence tools (e.g. Tableau, Looker etc.) is a huge plus

Benefits

Competitive starting salary

A discretionary annual bonus

Long-term incentive in the form of a new hire equity grant

Comprehensive health plans

401K with company matching

Paid Parental Leave

Flexible time off

Company

Gemini

Glassdoor

3.3

Gemini is a licensed digital asset exchange and custodian built for both individuals and institutions.

Founded in 2014

New York, New York, USA

501-1,000 employees

https://gemini.com

H1B Sponsorship

Gemini has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2023 (2)

2022 (31)

2021 (35)

2020 (11)