Seamless Talent · 3 days ago
Commercial Credit Underwriter
Connecticut, United States
Full-time
Remote
Mid Level
$80K/yr - $115K/yr
3+ years exp
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Responsibilities
Commercial Credit Underwriter will review, analyze and evaluate the credit worthiness of commercial and consumer applicants utilizing tax returns, other financial statements and third-party reports such as appraisals, property condition reports, plan and cost reviews, and environmental due diligence reports.
Underwrite a broad range of complex loan requests including loans to finance income producing commercial real estate, construction and development projects, working capital lines of credit, and other commercial and industrial requests.
Ability to present an accurate and detailed loan approval package identifying all relevant information needed to make a credit decision such as loan structure and conditions, borrower and guarantor background, sources of repayment, financial strengths and weaknesses, risk rating, etc.
Commercial Credit Underwriter will present loan approval packages alongside banker to loan committees as applicable for consideration and approval.
Serve as an expert in Bank loan policy and procedures and assist in development of new policies as needed.
Successfully build relationships with senior management, bankers and banking associates and assist in identifying client needs, structuring loan requests, ongoing monitoring of existing relationships, etc.
Ability to conduct industry, company, geographical area and competitive landscape analysis as directed.
Successfully support secondary credit functions and demonstrate willingness to take on special projects as needed.
Qualification
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Required
Bachelor's degree required, preferably in accounting or finance.
Minimum 3 years’ underwriting experience, preferably with a private bank.
Proficiency in loan and credit analysis and understanding of business/personal financial statements required.
Experience in CRE and C&I credits required.
Strong written and verbal communication skills required.
Strong organizational and interpersonal skills, intellectual curiosity and initiative required.
Proficiency with Microsoft Office – Word, Excel, Outlook – required.
System / IT aptitude required.
Ability to work independently and under critical time constraints required.
Knowledge of financial spreading software and loan origination systems.
Preferred
Advanced degree or equivalent experience preferred.
Comprehensive underwriting experience / exposure across multiple loan and collateral types, and across consumer and commercial lending, strongly desired.
Company
Seamless Talent
Seamless Talent is a boutique recruitment firm, with a proven record of delivering qualified candidates efficiently and with a sense of urgency, making the hiring process easier.
2-10 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase
