79 applicants

Company

M&T Bank · 5 days ago

Credit Review Officer II - HVC

Remote, USA

Full-time

Remote

Mid Level

$83K/yr - $138K/yr

3+ years exp

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BankingConsulting

H1B Sponsor Likely

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Responsibilities

Independently complete reviews of loans for larger, more complex credits, as requested by department management. In accordance with established operational procedures, review and validate the accuracy of individual risk ratings and/or exception managed protocols for risk analysis for loans reviewed.

Ensure underwriting and credit analyses are sound and appropriately justify and/or mitigate credit risk.

Analyze and understand financial data, collateral documentation, and other credit issues. This process includes analyzing financial data and collateral documentation to determine the borrower's cash flow and ability to repay debt and gauging the quality and collectability of collateral.

Provide appropriate documentation and support for reviewed loans, including effective challenge.

Communicate, as needed, with 1st and 2nd line of defense management regarding loans reviewed.

Assist with special projects and continuous monitoring activities as assigned and perform additional duties and responsibilities as required.

Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.

Identify risk-related issues needing escalation to management.

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

Promote an environment that supports diversity and reflects the M&T Bank brand.

Complete other related duties as assigned.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit risk managementCommercial credit analysisFinancial data analysisSpreadsheet softwareWord processing softwarePresentation softwareDatabase softwareUnderstanding credit policies

Required

Bachelor's degree in a business related curriculum and a minimum of 3 years' experience in commercial or consumer credit, lending, residential mortgage, finance, accounting, audit and/or other relevant experience

OR 7 years' higher education and/or working experience, including 3 years' experience in commercial or consumer credit, lending, residential mortgage, finance, accounting, audit, and or other relevant experience

Working knowledge of credit risk management techniques, credit regulatory guidance, and bank credit administration

Experience with spreadsheet, word processing, presentation and database software

Ability to communicate effectively both in writing and verbally

Ability to multi-task and prioritize to complete work within established timeframes

General understanding of credit policies and guidelines

Company

M&T Bank

Glassdoor

3.6

M&T Bank provides banking, investment, insurance, and mortgage financial services.

Founded in 1856

Buffalo, New York, USA

10001+ employees

https://www3.mtb.com/

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2023 (52)

2022 (105)

2021 (78)

2020 (2)