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Company

WEX · 17 hours ago

Director, Global Credit Strategy

Maine, United States

Full-time

Remote

Lead/Staff, Director/Executive

$153K/yr - $204K/yr

15+ years exp

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Financial ServicesFinTech

H1B Sponsor Likely

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Responsibilities

Oversee a team of analysts (ranging from Analyst 2 to Analyst 4), providing guidance, mentorship, and fostering a culture of excellence.

Ensures effective team collaboration, resource management, and alignment with department and company goals.

Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle; i.e., New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business.

Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech.

Optimize the risk-return tradeoff and establish profitability-based credit decisions at every touchpoint, through economic cycles.

Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks.

Review and strengthen both systematic and manual credit processes.

Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability.

Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys.

Track developments in the marketplace to understand industry best practices.

Work with internal governance teams and external regulators to ensure control and compliance.

Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit Risk AnalyticsData AnalyticsCredit Collections ProcessesManagement ExperienceBig DataPythonSQLMachine Learning StudioData Visualization ToolsRisk Decision EnginesPayment Technology

Required

Bachelor’s degree required.

15+ years of combined work experience with: 10+ years of experience in Data and Analytics; 5+ years in the Credit or Fraud risk analytics and Commercial Risk space.

Experience using analytics/statistics to solve complex business problems - Big Data, Python / SQL, ML studio, Data visualization tools.

Minimum 3 years of Management/Leadership experience.

Demonstrated ability to build and develop a high performing team.

Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company.

The ability to learn quickly, solve complex problems, and perform in a fast-paced environment.

Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences.

Understanding of and experience with risk decision engines and/or payment technology.

Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives.

Willingness to learn and continuously develop technical and leadership skills ensuring that current industry trends are well understood.

Preferred

Advanced degree strongly preferred.

Payments industry experience a plus.

Benefits

Health, dental and vision insurances

Retirement savings plan

Paid time off

Health savings account

Flexible spending accounts

Life insurance

Disability insurance

Tuition reimbursement

And more

Company

WEX

Glassdoor

3.7

Wex is a financial technology service provider for fleet, travel and healthcare industries.

Founded in 1983

Portland, Maine, USA

5001-10000 employees

http://www.wexinc.com

H1B Sponsorship

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Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2023 (7)

2022 (16)

2021 (23)

2020 (18)