Ameris Bank · 1 day ago
Financial Crimes Enhanced Due Diligence Analyst I (Remote in GA or FL)
Atlanta, GA
Full-time
Remote
Entry, Mid Level
2+ years exp
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Responsibilities
Analyze high-risk customer transaction activity to ascertain legitimacy of the business and the business transactions ensuring that the transaction activity is commensurate with the nature of the business entity.
Search for negative news on the company and beneficial owners.
Determine whether actual activity is commensurate with expected activity, line of business, number of locations and that the business does not violate U.S. laws or regulations.
Review all current due diligence information and perform analysis of such information to ensure all appropriate due diligence for the level of risk is obtained and documented.
Conduct reviews of customers of all levels of risk.
Request and review appropriate supporting EDD information and/or documentation.
Maintain EDD periodic reviews in an organized fashion to ensure overall team success.
Recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity.
Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks.
Prepare observations from review and analysis through compiling of review notes, documentation and resolution.
Interact with various business units, customer service areas, and management in conducting review.
Qualification
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Required
Computer literacy and proficiency in Microsoft Office suite
Strong working knowledge of AML/BSA/OFAC laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity and customer profiles
Familiarity with higher risk businesses such as Money Service Businesses, Third Party Payment Processors, and foreign companies
Effective Internet and research skills and usage of third-party tools
Sound oral and written communication skills
Sound critical thinking ability
Sound analytical, problem solving, and organizational skills derived from previous experience in a Financial Intelligence Unit or similar investigative setting
Detail oriented
Ability to be a self-starter
Ability to build relationships
2 – 5 years of financial industry experience to include regulatory compliance and consumer banking laws and regulations
1-3 years of direct AML/BSA Compliance and KYC
Experience reviewing comprehensive documents inclusive of complex ownership structures and higher risk customers
High school diploma or GED required
Preferred
Strong working knowledge of a bank operating environment and applicable systems
Bachelor’s degree in Economics, Accounting, Finance, Criminal Justice or related field
CAMS certification
Benefits
Medical, Dental and Vision Insurance
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment
Employee Banking Perks
Company
Ameris Bank
Ameris Bank is an financial holding company providing financial services.
1,001-5,000 employees
Funding
Current Stage
Public CompanyTotal Funding
$125.3M2018-01-12Post Ipo Equity· $5.6M
2015-01-28Post Ipo Equity· $119.7M
1994-05-19IPO· undefined
Leadership Team
Palmer Proctor
Chief Executive Officer
Nicole Stokes
Chief Financial Officer
Recent News
2024-11-04
2024-05-31
Mortgage Professional America
2024-04-25
Company data provided by crunchbase
