97 applicants

Company

Fifth Third Bank · 2 days ago

Indirect Specialty Underwriter II

United States

Full-time

Remote

New Grad, Entry Level

$52K/yr - $96K/yr

0+ years exp

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Responsibilities

Analyze consumer credit reports for Consumer Specialty lending applications to evaluate risk and make appropriate credit decision for Indirect Specialty Lending across multiple states, affiliates or geographic regions.

Reviews documents to support credit decisions (dealer contracts, verification of income, tax returns, and additional supporting documentation, etc.)

Verifies completeness and accuracy of credit applications.

Formulates and communicates credit decision (approve, decline or counteroffer) in compliance with established underwriting guidelines, compliance and Regulatory requirements.

Develops business relationships and builds rapport with customers to achieve mutual goals across multiple states, affiliates or geographic regions.

Manages application pipeline to meet business objectives.

Reviews complex credit, declined and pipeline applications and recommends appropriate action to maximize production and meet stated service quality levels.

Assists less experienced underwriters with structuring loans to maximize production and manage risk.

Provides superior quality service to internal and external customers at all times and demonstrates professional demeanor.

Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need.

Reviews credit applications and recommends decisions on applications over their assigned authority to their manager.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Consumer LendingUnderwritingCredit AnalysisACAPSComputer Skills

Required

College degree in business or Finance or equivalent work experience.

Minimum 6 months Consumer Lending or related industry experience or a minimum 6 months Consumer Lending Underwriting experience.

Strong interpersonal, written and verbal communication skills.

Ability to handle multiple tasks and Meet deadlines in fast paced environment.

Ability to interact with Vice President level managers; build consensus; and motivate others.

Strong analytical and organizational skills.

Strong computer skills.

Strong working knowledge of ACAPS.

Company

Fifth Third Bank

Glassdoor

3.7

Fifth Third Bancorp is a diversified financial services company, that specializes in small business, retail banking, investments. It is a sub-organization of Fifth Third Bank.

Founded in 1858

Cincinnati, Ohio, USA

10001+ employees