Connexus Credit Union · 9 hours ago

Mortgage Lending Manager

Wausau-SP Area

Full-time

Remote

Mid Level

4+ years exp

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Comp. & Benefits

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Responsibilities

Responsible for effectively leading the Mortgage Lending Team and manage the overall sales, underwriting, origination, and cross sell strategies including selling loans on the secondary market.

Ensuring all mortgage loans are reviewed, assessed for risk, appropriately structured, decisioned, and funded in accordance with established policies, procedures, state and federal legal and regulatory requirements, and result in maximum volume, appropriate profit, and minimum delinquency ratios while meeting or exceeding annual mortgage production goals.

Lead the team by ensuring development of strong sales skills of the staff, develop and implement individualized and department action plans to achieve desired sales results for loans and other products; lead by example and individually originate loans to ensure department goals are achieved when necessary.

Manages the mortgage pipeline and sales results.

Lead continuous improvement initiatives, by collaborating with the Real Estate Processing Manager to ensure best practice operations and efficient processes are performed.

Effectively management and evaluate partnerships with appraisers, title companies, and realtors nationwide, to ensure best practice operations and efficient processes are performed.

Develop and direct training and cross training on analyzing mortgage application, making sounds lending decisions on all aspects of real estate lending.

Responsible for completeness, timeliness, accuracy, and that regulatory standards are being attained for the team.

Ensures superior service is demonstrated to members by Mortgage Lending staff to create value and ensure member experiences are positive and member survey scores and Net Promoter results exceed targets.

Ensures all mortgage loans are reviewed, structured appropriately, approved/declined, and processed within designated compliance and member expectation time frames.

Conducts periodic reviews of existing real estate policies and procedures to ensure they are effective, current, and compliant with applicable state and federal regulations.

Conducts periodic reviews of existing LOS to ensure we are maximizing the capabilities and identifying workflow efficiencies.

Approves or denies mortgage loans within authorized approval limits.

Reviews, underwrites, and decisions real estate loans within established policy and dollar limit, perform counseling, and refer loan requests exceeding approval authority or exceptions to the VP - Direct Lending with decision recommendation.

Collaborate with our business technology team to create or enhance reports to measure results and provide information to ensure goals and targets are being achieved and properly recorded.

Collaborates with audit, compliance, and other lending teams to insure NCUA and CFPB regulatory guidelines are being followed.

Collaborates with credit analyst to ensure that lending operations are in accordance with established policies, procedures, state and federal legal and regulatory requirements, and result in maximum volume, appropriate profit, and minimum delinquency ratios while meeting or exceeding strategic goals.

Collaborates with Marketing Department to provide feedback, structure loan campaigns, and develop product materials used to help increase loan business and goal achievement.

Ensures loan forms and marketing materials are kept up to date, to include the webpage.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Real Estate LendingSales ManagementPeople ManagementSecondary Market ProcessesBusiness DegreeFinance DegreeLoan UnderwritingCoaching SkillsRegulatory CompliancePipeline ManagementCollaboration Skills