Cadence Bank · 3 days ago

Mortgage Loan Underwriter II

United States

Full-time

Remote

Mid Level

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BankingCommercial Lending

Hiring Manager

Rachel Fortenberry

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Responsibilities

Verifies income and employment information of borrower.

Reviews credit history of borrower.

Evaluates the borrower's depository accounts and assets.

Determines fair market value for the collateral by reviewing the appraisal.

Ensures that property specifications and loan terms meet financial institution requirements and government regulations.

After evaluation of the application and collateral, the mortgage underwriter renders the underwriting decision.

Documents the reasons for approval or denial of the loan and includes the documentation in the loan file.

Provides and maintains a professional, business-like atmosphere within the organization.

Qualification

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Mortgage UnderwritingFHA GuidelinesVA GuidelinesConventional Underwriting