166 applicants

Company

Unlimit · 19 hours ago

Product Manager (Acquiring & Issuing)

Full-time

Remote

Mid Level

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B2BFinancial Services

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Responsibilities

End-to-end product management of our Card payment methods: starting with getting a license for acquiring & issuing methods in Card Schemes ending the technical implementation of the card methods & products and launch to the market

Definition, planning, specification, product development, go-live, and rollout

Develop relationship with card schemes (MasterCard / Visa / JCB / AMEX and etc.) as part of the implementation of Cards payment methods

Analysis of technical documentation of Card Schemes, preparing and description business requirement for new Acquiring card methods and Issuing products, control and execution mandatory changes of Card Schemes

Development of business and technical requirements for each developed Acquiring & Issuing card product and service

Interaction with TPP, Card Schemes, vendors for the manufacture and personalization of cards

Collaborate closely with cross-functional teams to innovate and launch new card payment products & services for Acquiring and Issuing and to drive excellence in our network

Provide day-to-day product delivery and quality management

Ensure awareness of product status and roadmap risks across the group

Drive post-launch look-backs and internal process improvements

Commit to continuous improvement through metrics and user-driven insights

Analyze and understand how card-acquiring methods and services fit into the market and merchant needs

Continuously enhance and improve Card’s acquiring capabilities

Develop Manuals and Instructions for the internal Departments for each product & method, SLAs, etc. for the effective rollout of Acquiring and Issuing business and ensuring smooth operation of the business

Analyze Card Scheme invoices in detail on a monthly basis to ensure that the assigned fee is billed correctly, analyzing the costs in detail every month to ensure that the assigned budget is met and closely work with Finance and Reconciliation team

Handle run products and resolve them in an effective and quick manner

Maintain an excellent knowledge of the Acquiring market including competitive analysis and ad hoc market research

Ensuring compliance with Mandatory Changes of Card Schemes

Building new Acquiring and Issuing products and enhancing our existing solutions

Effectively document and describe the business and technical requirements, understand business processes, prioritize the team’s backlog

Define and document the problem, scope, functional specifications and requirements, use cases and success criteria for new functionality

Create test plans and run testing for new products, documentation and work closely with go to market teams to deliver working features

Optimize existing business processes focusing on reducing processing errors and improving transaction processing time

Optimize existing business processes focusing on reducing processing errors and declines

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Card Acquiring paymentsCard IssuingCard payment processingCard Schemes certificationCard Schemes RulesCard Schemes Invoice structureMandatory Changes of Card SchemesPayment systems expertiseEMV technologyThird-party provider integrationTechnical project managementFluent EnglishMarket research

Required

Strong knowledge and technical background in Card Acquiring payments, Card Issuing and in card payment processing.

Proven experience in Card Acquiring payments & Issuing of the technical implementing of card methods with Card Schemes.

Proven experience in the certification of the Card products with Card Schemes (MC / Visa and etc.).

Excellent knowledge of Card Schemes Rules (Visa / MasterCard and etc.).

Understanding of business needs and having the ability to connect the technical part with business ones.

Strong knowledge of Card Schemes Invoice structure & settlement process and reconciliation.

Proven experience working with Mandatory Changes of Card Schemes.

Strong Expertise in payment systems, card methods and technologies.

Proven experience and deep understanding of bank card issuing organization (Perso Bureau, processing, back office).

Proven experience with Perso Bureau in the implementation and launch of card products.

Good knowledge and understanding in EMV technology and specifications.

Clear knowledge of the end to end card flow including bank acquiring, recurring tokenization payments, Apple & Google Pay and similarities/differences across Card schemes and data messaging standards.

Must be a succinct communicator and be highly analytical.

Must be able to talk knowledgeably with Card Schemes, vendors, Partners, banks who live and breathe payments every day.

Experience integrating third-party providers.

Strong leadership and decision-making skills, with a track record of driving results in a dynamic environment.

A good technical and project management understanding of how complex products are developed.

Passionate about the acquiring & issuing industry.

Fluent English.

Preferred

Experience with APAC, ASIA, LATAM markets as a plus.

Knowledge/working experience with APAC, LATAM, Africa, India markets.

Proven experience and deep understanding of the implementation of a new card product (key management/certificates/chip profile creation/certification).