87 applicants
Kapitus · 2 days ago
Risk & Pricing Analyst
New York, NY
Full-time
Onsite
Mid Level
$48K/yr - $77K/yr
3+ years exp
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Responsibilities
Observe daily cash flows to ensure that the company is maintaining revenue on loans
Create monthly cashflow percentage reports to ensure the company is not taking too much risk
Actively monitor, investigate, and respond to claims of fraud
Ensure that all policies and processes meet local legislation / regulation and market specific requirements
Support all aspects of credit risk monitoring, including tracking actual performance at the portfolio and vintage level by Risk level (e.g. Credit Grade) and Channel (e.g. ISO / Direct Sales), Internal benchmarks (Budget, current forecast and prior years)
Support all aspects of Pricing for all products, segments, and partners and recommend changes when necessary
Collaborate with other departments to ensure alignment with loss forecasts, loan loss reserve, and pricing
Other tasks and duties, as required by management
Qualification
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Required
Bachelor’s in Business, or quantitative major (e.g. data engineering, finance, etc.) preferred
3+ years in financial, risk, or a similar field
1+ years in administrative tasks
Experience creating and presenting strategic business recommendations to senior level management
Proficient in Excel, Word, PowerPoint
Ability to analyze, present, and put together data
Ability to define business tradeoffs, generate out-of-the box solutions, manage uncertainty, and anticipate the impact of decisions / initiatives
Excellent verbal, written, and communication skills
Strong sense of accountability
Benefits
Annual Incentive Compensation Eligibility – Up to 10% annually
Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include: + Pet and car insurance discounts. + Financial services such as LegalShield. + Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
Paid Time Off: Employees enjoy 120 Hours of Paid Time Off and can rollover up to 40 Hours to the following year, in addition employees receive 56 hours of Sick Time annually. Unused sick time does not expire; instead, it accumulates in a special accrual bank that never expires and can be utilized for FMLA needs or other approved leaves.
Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.
Company
Kapitus
Kapitus is a business loan provider dedicated to helping small and medium-sized businesses in their growth.
201-500 employees
H1B Sponsorship
Kapitus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Trends of Total Sponsorships
2023 (3)
2022 (2)
2021 (2)
2020 (6)
Funding
Current Stage
Growth StageTotal Funding
$630M2023-04-03Debt Financing· $130M
2022-02-10Debt Financing· $200M
2019-12-18Debt Financing· $160M
Leadership Team
Andrew Reiser
CEO and Founder
Recent News
Business Wire
2023-04-03
2023-01-05
2022-11-24
Company data provided by crunchbase
