First Citizens Bank · 3 hours ago

Risk Officer II, Risk Appetite (Remote)

Florida, United States

Full-time

Remote

Mid, Senior Level

$98K/yr - $160K/yr

6+ years exp

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Responsibilities

Facilitate the review and update of the Risk Appetite Statement (RAS), and associated Key Indicators (KIs), to ensure alignment with the Bank’s risk appetite and strategic objectives

Train Second Line on Program expectations regarding supporting analysis, documentation, and effective challenge of First Line Risk Appetite proposals

Develop templates and define expectations for submitting Risk Appetite proposals to senior management, governance groups, and the Board for review and approval

Evaluate Risk Appetite proposals individually and in aggregate to ensure completeness and cohesiveness across risk categories

Run monthly and quarterly Risk Appetite reporting, including the escalation of Risk Appetite threshold breaches and risk responses to the Board for approval

Develop and execute a plan to cascade the Risk Appetite Statement to governance groups and Business Units for KI development and reporting

Update and monitor adherence to the Risk Appetite Standards and Procedures in alignment with industry and regulatory expectations

Orchestrate and partner with key internal stakeholders to maintain awareness of organizational risk appetite

Identify process deficiencies and escalate applicable issues to management

Keep abreast of new and evolving risk management developments and industry changes

Develop relationships and remain active in professional networks (e.g., ABA, RMA, etc.) to stay abreast of current and emerging issues

All other duties as assigned

Qualification

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Financial ServicesEnterprise Risk ManagementOperational Risk ManagementRisk Management TechniquesComplianceAuditFinanceAccountingRisk Control FrameworksRegulatory GuidanceMicrosoft ExcelFinancial Risk UnderstandingNon-Financial Risk UnderstandingRisk Appetite ProgramsGRC Application ExperienceProject ManagementProblem Resolution SkillsMicrosoft PowerPoint

Required

Bachelor's Degree and 6 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting OR High School Diploma or GED and 10 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting

Knowledge of risk management techniques and practices, including a working knowledge of Risk Control Frameworks (e.g., COSO, Basel) as well as internal risk categorizations

Knowledge of regulatory guidance pertaining to Enterprise Risk (e.g., FDIC, OCC, FRB, CFPB)

Excellent communication skills, both verbal and written

Exceptional organization, analysis, decision-making and problem resolution skills with strong attention to detail

Ability to leverage independent judgment to accomplish objectives within deadlines, including independently creating cycle execution roadmaps with the ability to adequately execute against these plans

Advanced Microsoft Office skills including Microsoft Excel and PowerPoint

Understanding of financial and non-financial risk and comfortable challenging alignment to risk appetite (e.g., key risk indicators, qualitative statements)