200+ applicants

Company

Adobe · 1 day ago

Senior Credit Analyst

San Jose, CA

Full-time

Onsite

Mid, Senior Level

$70K/yr - $149K/yr

5+ years exp

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Artificial Intelligence (AI)Consulting

Growth Opportunities

H1B Sponsor Likely

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Responsibilities

Use In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices to assess the risk of extending open credit and recommend credit limit approvals or rejections.

Perform a detailed examination of financial documents, credit reports, and other pertinent information to determine the creditworthiness of individuals and businesses.

Evaluate customers' financial health by analyzing their operating income, debt levels, and liquidity.

Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely. Building and maintaining effective relationships with customers and internal partners is key.

Monitor and manage the credit exposure of existing borrowers by reviewing documents related to finances and conducting periodic risk assessments. The candidate should have the ability to work independently and lead several priorities in a fast-paced, fast-paced environment.

Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.

Collaborate with other departments, such as Sales, Finance, and Revenue teams, to communicate recommendations from credit evaluations.

Provide guidance and support to Treasury and other credit team staff from your analysis and decision-making processes.

Build and maintain client relationships, ensuring clear communication and understanding of credit terms and conditions.

Assist in developing and implementing credit policies, procedures, and risk assessment models to improve overall credit management.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Financial statement analysisCredit risk assessmentAccounting principlesRisk assessment expertiseCredit policies developmentClient relationship management

Required

5+ years of financial statement analysis and credit review experience

Bachelors degree in Finance or Accounting

Excellent analytical skills

Strong knowledge of financial statement analysis, accounting principles, and regulations

Excellent written and verbal communication skills

Ability to present complex financial information clearly and concisely

Ability to work independently and lead several priorities in a fast-paced environment

Benefits

Annual Incentive Plan (AIP)

Long-term incentives in the form of a new hire equity award

Company

Adobe

Glassdoor

4.3

Adobe is a software company that provides its users with digital marketing and media solutions.

Founded in 1982

San Jose, California, USA

10001+ employees

http://www.adobe.com

H1B Sponsorship

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Trends of Total Sponsorships

2023 (621)

2022 (795)

2021 (802)

2020 (522)