200+ applicants

Company

SoFi · 6 hours ago

Senior Credit Manager / Senior Staff Data Scientist, Personal Loan

United States

Full-time

Remote

Senior Level

$173K/yr - $297K/yr

7+ years exp

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Responsibilities

Innovate… Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment.

Data Driven… Your deep analysis will power the future of lending with an optimal real-time data ecosystem – including multi-product internal, bureau, third-party, and alternative data sources and uses.

Iterate, learn, innovate… We are all responsible for innovation and must embrace a test-and-learn mentality and data-driven decision making.

Collaborate… Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately drive new strategies to production.

Control the Risk and Drive Performance Outcomes … Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions.

Challenge the Status Quo … Challenge others, continuously raise the bar, build better processes and attack hard problems to help us build the best products in the industry.

Grow, Grow, Grow!… Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit strategyData analysisSQLPythonExcelConsumer lendingDecision treesRegression analysisLogistic regressionTest designBusiness acumenP&L analysisPost-implementation monitoringAdvanced degreeAlternative data

Required

7+ years of related experience

Business acumen and work experience in the consumer lending business (loans or credit cards)

Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring

Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems

Proficient data exploration and credit modeling skills in Excel, SQL and Python

A demonstrated ability to synthesize and communicate analysis to business partners and senior management

Results-driven, eager to learn, and able to work collaboratively in a fluid environment

Knowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test design

Preferred

7+ years of personal loan credit risk experience

Experience in developing credit strategies using innovative data sources such as cash flow or alternative data

Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science

Benefits

Comprehensive and competitive benefits

Company

SoFi

Glassdoor

3.6

SoFi is a finance company that offers a range of lending and wealth management services.

Founded in 2011

San Francisco, California, USA

1,001-5,000 employees

http://www.sofi.com

H1B Sponsorship

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2020 (41)