Golden 1 Credit Union · 2 days ago

Senior Investigator - Fraud Prevention and Risk Investigations

Sacramento, CA

Full-time

Onsite

Senior Level

$81K/yr - $84K/yr

7+ years exp

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Insider Connection @Golden 1 Credit Union

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Responsibilities

Take lead in handling complex investigations including identifying and mitigating fraud.

Review and recommend action in pursuit of recovery, ensuring financial stability for members.

Collect, evaluate, and document evidence for legal proceedings.

Provide training and education on fraud prevention, assist with audits, and maintain confidentiality of information.

Respond to law enforcement agencies, assist with fraud and forensic investigations, and perform other assigned duties.

Qualification

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Fraud investigationsAnti-money launderingDispute processesFederal lawsCredit union complianceOFAC sanctionsFACTAReg. CCReg. EUCCCheck 21Bank Secrecy ActAML lawsPC knowledgeWindows environmentFiling logicVisa regulationsLaw enforcementInvestigative roleAML reportingVisa productsVisa servicesVisa policiesProblem-solvingHard-workingOrganizationalAttention to detailCommunicationSelf-motivatedSound judgement

Required

Bachelor’s degree in Criminal Justice or comparable field preferred or comparable years of experience in fraud prevention and risk investigations.

7+ years previous FRAML/Card Fraud Experience with an emphasis in the investigation and processing of deposit, loan or card fraud, dispute claims according to Visa Regulations, AML reporting and all other fraud related regulation experience, or a minimum of law enforcement experience in an investigative role.

Advanced knowledge of the fraud investigations, anti-money laundering and dispute processes.

Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including OFAC Sanctions, Executive Orders, FACTA, Reg. CC, Reg. E, UCC, Check 21, Bank Secrecy Act and Anti-Money Laundering laws appropriate to position.

Advanced organizational skills, including the ability to prioritize daily activities and multi-task to complete assignments and assist the team.

Strong attention to detail in investigating files with an emphasis on timelines and recovery.

Effective oral and written communication skills, ten key, advanced PC knowledge of Windows environment, and filing logic; knowledge of Credit Union and Visa, products, services, policies, and procedures.

Must be self-motivated and capable of exercising sound judgement, working both independently as well as in a team environment.

Ability to effectively communicate with internal and external contacts.

Strong sense of ethics and professionalism.