WesBanco · 11 hours ago

Senior Loan Review Officer - Loan Review

Wheeling, WV

Full-time

Remote

Senior Level, Lead/Staff

8+ years exp

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Banking

Growth Opportunities

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Responsibilities

Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.

Assists with identification and assessment of credit, legal and strategic risks arising from lending activities.

Assesses collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history.

Assigns appropriate risk grades to reflect relative risk of default or loss.

Recommends corrective actions to assist with resolution or workout of problem situations.

Evaluates adequacy of loan and collateral documentation and the effectiveness of loan administration.

Reviews commercial credits of all types and complexities.

Performs tasks related to the Loan Review function including sample selection, review of workpapers completed by other Loan Review staff, and preparation of reports conveying the results of the unit review.

Leads exit meetings for unit reviews.

Provides guidance for Loan Review staff.

Assists in special projects including due diligence work.

Works under the supervision of the Loan Review Department Manager.

Other duties may be assigned.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Commercial LendingCredit Risk AssessmentBanking LawsRMA Credit Risk CertificationFinancial AnalysisLoan DocumentationMicrosoft WordMicrosoft ExcelMicrosoft OutlookBAI Loan Review CertificationCustomer Service Skills

Required

Bachelor’s degree from an accredited college or university in a business-related field required.

A minimum of 8 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.

RMA Credit Risk Certification required.

Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.

Must develop a good working knowledge of commercial lending, including collateral documentation, generally accepted practices and financial analysis skills.

Must be willing to work as part of a team.

Proficient in Microsoft Word, Excel and Outlook.