WesBanco · 11 hours ago
Senior Loan Review Officer - Loan Review
Bowie, MD
Full-time
Remote
Senior Level, Lead/Staff
$75K/yr - $80K/yr
8+ years exp
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Responsibilities
Provide assistance for the independent and objective evaluation of the quality of the loan portfolio, the adequacy of loan documentation, and the effectiveness of loan administration functions.
Assist with the effective communication of results of reviews, in verbal and written forms.
Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.
Assist with identification and assessment of credit, legal and strategic risks arising from lending activities.
Assess collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history.
Assign appropriate risk grades to reflect relative risk of default or loss.
Recommend corrective actions to assist with resolution or workout of problem situations.
Evaluate adequacy of loan and collateral documentation and the effectiveness of loan administration.
Review commercial credits of all types and complexities.
Perform tasks related to the Loan Review function including sample selection, review of workpapers completed by other Loan Review staff, and preparation of reports conveying the results of the unit review.
Lead exit meetings for unit reviews.
Provide guidance for Loan Review staff.
Assist in special projects including due diligence work.
Work under the supervision of the Loan Review Department Manager.
Qualification
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Required
Bachelor’s degree from an accredited college or university in a business related field required.
A minimum of 8 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.
RMA Credit Risk Certification required.
Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.
Must develop a good working knowledge of commercial lending, including collateral documentation, generally accepted practices and financial analysis skills.
Must be willing to work as part of a team.
Proficient in Microsoft Word, Excel and Outlook.
Ability to utilize tools provided in performing job responsibilities.
Preferred
Accounting or Finance major preferred.
BAI Loan Review Certification preferred.
Benefits
22 days of PTO (Paid Time Off)
5 days of STD (Short Term Disability)
11 annual paid holidays
Medical
Dental
Vision
Health Care Flexible Spending
Dependent Care Flexible Spending
Transportation Fringe Benefit Plan
Group Life
Long Term Disability
Optional Life
Access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies
Other ancillary benefit products
401(k) with employee match
Company
WesBanco
Founded in 1870, WesBanco, Inc.
1,001-5,000 employees
Funding
Current Stage
Public CompanyTotal Funding
$30MKey Investors
PNC Bank
2022-10-03Post Ipo Debt· $30M
2015-11-06Acquired· undefined
1987-05-08IPO· undefined
Leadership Team
Todd Clossin
CEO & President
Jeff Jackson
President, Senior Executive Vice President and Chief Operating Officer
Recent News
Company data provided by crunchbase
