200+ applicants

Company

SoFi · 1 day ago

Senior Manager of Risk Management, Credit Card Acquisition

United States

Full-time

Remote

Senior Level, Lead/Staff

$141K/yr - $242K/yr

8+ years exp

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Financial ServicesFinTech

H1B Sponsor Likely

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Responsibilities

Control Risk and Drive Performance Outcomes … Understand credit risk. Mitigate loss and responsibly grow revenue by developing value added risk strategies. Monitor performance of strategies and portfolios. Communicate results and solve business problems. Identify opportunities and drive actions.

Data Driven… Your deep analysis will power the future of credit card business with an optimal real-time data ecosystem – including multi-product internal, credit bureau, and alternative data sources and uses.

Iterate, learn, innovate… Bring your brightest ideas to build best-in-class risk strategies. You will architect the pre-screen, underwriting, risk tiering, and credit line strategies. Constantly evaluate the strategy performance, and put in place a process to optimize.

Lead… Effectively drive and execute business objectives by taking ownership, in partnership with others in Risk and cross-functional teams. Lead/mentor junior team members. We are recruiting the best, brightest, and passionately quantitative team members.

Collaboration... Ideate with the Data Science team to design new machine learning models. Partner closely with implementation teams to accurately deploy new strategies. Work with cross-functions including Risk Management, Business Unit, Operations, Marketing, Product, Finance, Legal and Compliance etc. to deliver successful business results.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit risk strategyUnderwriting strategiesData analyticsExcelPowerPointSQLPythonTeam managementDecision TreesRegressionsBusiness acumenA-B testingP&L evaluationProposal presentationPerformance monitoringAlternative dataCash flow dataAlternative risk scoresAdvanced degreeQuantitative major

Required

8+ years of related experience

Strong business acumen and extensive experience in driving credit risk strategy and acquisition underwriting for credit cards or unsecured loans, ideally in new account originations for near-prime, new-to-credit and thin-file segments

Direct experience in the leading credit strategy analytical life cycle, including strategy formulation using advanced data analytics (eg: decision-trees), A-B testing, P&L evaluation, proposal presentation, strategy implementation and performance monitoring

Proven analytical skills in leading and/or conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems

Demonstrated ability to synthesize and communicate analysis insights / recommendations to business partners and senior management, and drive and/or influence business decisions

Proficiency in using Excel / Spreadsheet and Powerpoint / Slides

High motivation to drive results, eager to learn, and able to work collaboratively with cross-functional teams in a fast-paced and dynamic environment

Preferred

6+ years of experience in driving credit risk strategy and acquisition underwriting for credit cards in new account originations for near-prime, new-to-credit and thin-file segments

Experience in developing credit strategies using innovative data sources such as cash flow data, alternative data and alternative risk scores from 3rd party vendors

Advanced degree (Master’s or PhD) with a quantitative major such as Statistics, Data Analytics, Mathematics, Engineering, or Computer Science

Proficiency in SQL and Python; knowledge in Decision Trees and Regressions

Company

SoFi

Glassdoor

3.6

SoFi is a finance company that offers a range of lending and wealth management services.

Founded in 2011

San Francisco, California, USA

1,001-5,000 employees

http://www.sofi.com

H1B Sponsorship

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2020 (41)