Prosper Marketplace · 1 day ago
Sr. Credit Risk Analyst
United States
Full-time
Remote
Mid, Senior Level
$125K/yr - $152K/yr
5+ years exp
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Responsibilities
Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
Design A/B tests and understand the risk-return trade-offs
Develop loss forecasting projections for Personal Loan and Improve forecasting accuracy
Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance
Continue to innovate by testing new data, analytics approaches and models
Conduct ad-hoc analysis related to risk management, investor services, product, and operations
Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver
Communicate findings and recommendations to the Risk Management and broader Prosper community
Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements
Qualification
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Required
Bachelor's degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics and 5+ years relevant experience managing credit/ fraud risk OR a Master's degree in above areas with 3+ years relevant experience
Experience managing credit risk and/or fraud and/or data science in consumer lending industry
Strong analytical and problem-solving skills
Experience using machine learning and statistical models to develop strategies
Must have strong proficiency in SQL, Python and Tableau
Strong communication skills – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
Curious to ask questions, probe into reasons and challenge the status quo
Self-starter and comfortable dealing with ambiguity
Strong ownership and motivation to drive business results
Ability to work in a fast-paced environment and meet deadlines without sacrificing quality
Preferred
Consumer credit card experience
Knowledge of R and Knowledge Seeker
Fiserv and/or FICO fraud tool experience
Benefits
Flexible time off
Comprehensive health coverage
Competitive salary
Paid parental leave
Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts
Udemy access
Childcare assistance
Pet insurance discounts
Legal assistance
Additional discounts
Company
Prosper Marketplace
Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
501-1,000 employees
H1B Sponsorship
Prosper Marketplace has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (16)
2022 (49)
2021 (60)
2020 (44)
Funding
Current Stage
Late StageTotal Funding
$503.46MKey Investors
Neuberger BermanEight Roads VenturesAssured Asset Management
2022-11-14Debt Financing· $75M
2018-01-01Series Unknown
2017-09-22Series G· $50M
Leadership Team
David Kimball
Chairman & CEO
Usama Ashraf
Chief Financial Officer
Recent News
2024-11-20
East-West Digital News
2024-03-21
Company data provided by crunchbase
