Symetra · 5 hours ago

Sr. Underwriter

United States

Full-time

Remote

Senior Level

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Financial ServicesHealth Insurance

Growth Opportunities

No H1B

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Responsibilities

Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines

Determine whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need.

Confer with other Senior and Consultant-level Underwriters, Medical Director, Director of Individual Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority.

Meeting established time service standards.

Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.

Manage key producer accounts in concert with Case Specialists, travel with field reps.

Present agency seminars on underwriting topics.

Other duties/projects as assigned.

Proactively seek opportunities to help with other underwriters’ work lists and with department projects outside routine duties.

Represent the underwriting function in inter-departmental meetings/projects.

Qualification

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Underwriting judgmentFinancial underwritingLife insurance knowledgeInsurance medicineField operationsLife insurance contract lawDepartmental procedures

Required

Strong analytical and problem-solving skills

Demonstrated ability to exercise good underwriting judgment with decisiveness while handling full underwriting caseload.

Experience having approval authority of 3 million and above

Strong attention to detail

Excellent organizational skills and ability to multi-task effectively

Ability to communicate in clear and concise manner.

Thorough knowledge of underwriting principals, practices, departmental procedures, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.

High School diploma or equivalent experience required