TEKsystems · 4 days ago
Underwriter
Aurora, CO
Full-time
Remote
Mid Level
3+ years exp
Maximize your interview chancesInformation Technology
Insider Connection @TEKsystems
Get 3x more responses when you reach out via email instead of LinkedIn.
Responsibilities
Develop relationship with credit union representatives to negotiate acceptable terms of loan between credit union and dealership.
Communicate effectively with dealers and credit union partners regularly to build rapport.
Review loan applications and rendering decisions within underwriting criteria and approval limits.
Gather and review all necessary underwriting information to determine the degree of risk involved with an application, including credit bureaus, DTI, LTV, PTI, dealer risk and decision the application accordingly.
Apply decisions in multiple loan origination systems. Adequately document decision to explain rationale.
Evaluate second look requests based upon lending and exception guidelines (where applicable.)
Follow up on approved applications to maximize funding ratio.
Follow up with members and dealers to collect missing items, stipulations, or other misc. documentation.
Accurately document and track results of outbound and inbound calls.
Responsible for sending completed loan packages to appropriate credit unions for final funding.
Increase overall capture % in select markets.
Monitor dealer productivity and assist dealers to increase look to book ratios.
Contributes to operational and departmental goals that such as turnaround times and loan volume.
Support Operations Department such as processing and funding applications, compliance, call center, and special projects.
Mentor and assist Credit Analyst I’s when necessary.
Qualification
Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.
Required
Prior underwriting experience
Know how to break down credit bureaus
Know how to break down income calculation
Make a decision on credit approvals
Have knowledge of loan to value ratio
Min 2 years of true Indirect UW experience and decision making authority
Must have experience with L360 or Cuddle, Ideal, Keystone Correlation, LBQ /Meridian Link
High school diploma or equivalency required
Preferred
3-5 years of recent auto underwriting experience
Associate or bachelor’s degree preferred
Benefits
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Company
TEKsystems
At TEKsystems, they understand people. Every year they deploy over 80,000 IT professionals at 6,000 client sites across North America,
10,001+ employees
H1B Sponsorship
TEKsystems has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (16)
2022 (23)
2021 (45)
2020 (48)
Funding
Current Stage
Late StageLeadership Team
Ryan Skains
Vice President Global Alliances
Recent News
2024-11-04
2024-10-30
2024-05-24
Company data provided by crunchbase
