Union Home Mortgage Corp. · 3 hours ago
Underwriter
United States
Full-time
Remote
Mid Level
3+ years exp
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Responsibilities
Responsible for underwriting 2-3 new loans per day while minimizing any risk to the company by thoroughly analyzing a borrower’s income, credit, assets, ratios and collateral to ensure compliance with our investors, agencies, HUD, VA, USDA or HFA’s, as applicable.
Maintain 24-48 hour turn times.
Responsible for clearing UTC conditions within 24 hours.
Responsible for preparing loans for risk committee.
Responsible for making counter offers on loans that do not conform to products under which they were originated.
Responsible for remaining updated on all investor, agency, FHA, VA, UHM guideline changes along with any overlays.
Ensure the accuracy of all necessary criteria for specific loan types, products, rates, applicable documentation, and data.
Maintain Quality Control ratings within company standards.
Attend appropriate seminars, and live and recorded courses to keep abreast of current market trends and developments.
Sit in on roundtables when needed.
Provide training support to the sales force as needed.
Responsible for listening in on departmental huddles.
Assist loan officers with scenarios and explain any conditions that are not clear to them.
Assist in the development of junior underwriters and processors.
Qualification
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Required
3-5 years of experience as an Underwriter and complete knowledge of the mortgage business
Experience with FHA/ VA/ USDA/ Agency loans
Direct Endorsement (DE) required
Strong analytical skills, especially in credit and risk, along with decision-making skills
Effective interpersonal skills and technical report writing skills
Attention to detail
Knowledge of Encompass LOS
Shows work commitment
Personal organization
Adaptability and flexibility
Ability to multi-task and meet strict deadlines
Fosters teamwork
Uses sound judgment
Comfortable using financial/ quantitative data
Preferred
LAPP/ SAR preferred
Encompass experience preferred
Bachelor’s degree preferred or equivalent work experience
Company
Union Home Mortgage Corp.
Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.
1,001-5,000 employees
Funding
Current Stage
Late StageLeadership Team
David Cottrell
Chief Technology Officer
Recent News
2024-04-28
2024-04-07
Company data provided by crunchbase
