Lockton · 1 week ago
Senior Analyst- Employee Benefits
Denver, CO
Full-time
Onsite
Senior Level
5+ years expLockton is seeking an Employee Benefits Financial Analyst to deliver strategic financial insights and data-driven solutions for client programs. In this client-facing role, you will prepare and present advanced financial reports, develop pricing and trend models, and advise on cost management strategies to help clients optimize their employee health benefits.
Auto InsuranceInsuranceRisk Management
Responsibilities
Prepare and deliver routine and custom financial reports for self-funded clients; review findings with clients and prepare supporting spreadsheets, charts, and visual tools for presentations
Develop and apply industry-standard formulas to create pricing, feasibility, and trend models; use financial modeling tools to assess the impact of health reform and other market changes; update templates and databases to improve reporting efficiency
Analyze client data warehouse information to identify cost or case management opportunities; maintain benchmarking data and leverage insights to support client decisions
Calculate loss projections, funding rates, and reserve estimates; evaluate stop-loss proposals and negotiate vendor terms and pricing; participate in the negotiation of insurance program terms and costs
Understand and evaluate retiree medical and Medicare Part D liabilities; serve as a subject matter expert on underwriting, financial reporting, and stop-loss contracts
Participate in client and prospect presentations, providing insights on financial and underwriting strategies; contribute to a positive client experience through proactive communication and service
Stay informed on insurance industry developments and regulatory changes; protect confidentiality of client and company information; foster a collaborative and professional work environment
Qualification
Required
Bachelor's degree in a business-related field or equivalent education and/or experience, with emphasis in math, statistics, or finance required
Minimum of five years of industry experience, including prior benefits insurance brokerage or consulting experience
Broad understanding of benefits underwriting guidelines, gained through experience as an underwriter or other applicable role, and familiarity with all lines of coverage
Ability to compile, analyze, interpret, and present complex financial and statistical data to support decision-making; must understand and discuss corporate balance sheets and financial statements
Advanced proficiency in financial modeling, statistical analysis, spreadsheet calculations, and database tools; skilled in Microsoft Office applications, with basic proficiency in Power BI and ability to use Microsoft Copilot efficiently
Strong organizational and time management skills to prioritize workloads and meet time-sensitive deadlines; results-oriented with flexibility to adjust priorities as needed
Excellent verbal, written, and interpersonal communication skills to interact effectively with clients and colleagues at all levels, using tact and diplomacy
Professional presence and ability to interface confidently with senior leadership in client and prospect organizations, representing the company in a highly professional manner
Willingness and ability to expand knowledge through extended insurance education and other appropriate training beyond licensing requirements
Ability to attend in-person client meetings, company and department meetings, and industry training sessions as required
Ability to work on a computer for prolonged periods and outside normal business hours as needed
Ability to travel by automobile and aircraft
Ability to comply with all company policies and procedures, proactively protecting the confidentiality of client and company information
Legally authorized to work in the United States
Ability to attend company, department, and staff meetings as required and perform other work-related duties as assigned
Benefits
Medical
Dental
Vision
401k plus match
Life
Salary continuation
Long-term disability
Wellness program
Flexible spending accounts
Legal benefit
Identity theft protection
Accident insurance
Critical illness
Hospital indemnity
Pet insurance
Mental health benefits
Company
Lockton
Lockton provides risk management and insurance services.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Mohammad Al Abdul Jabbar
Chief Executive Officer
Scott Bastian
Senior Vice President
Recent News
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